25705 Onate Dr, Moreno Valley, CA 92557 Property Records

Riverside County property record for 25705 Onate Dr, Moreno Valley, CA 92557

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,471 sqft · built 1990
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,500 (Dec 2019)
Tax Bill	$4,452 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`479-615-022`

Property Details

APN / Parcel Number

Primary APN	`479-615-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,471 sqft Living Area
Gross Area	2,131 sqft
1st Floor Area	1,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	25705 ONATE DR
City	MORENO VALLEY
State	CA
Zip	92557-7750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES IN LOT 40 MB 157/100 TR 19638-2
Legal Subdivision	TRACT NO 19638 2
Legal Tract	19638-2
Legal Lot Number	40
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2008
Census Tract	42402

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25705 ONATE DR, MORENO VALLEY, CA 92557-7750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage WESTERN EXPRESS LENDING
Dec 12, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Jun 17, 2011 · Amount on Record
Deed Document Number	2019513372
Prior Transfer Date	Sep 9, 1996
Prior Transfer Doc	0000468409
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	25705 ONATE DR, MORENO VALLEY, CA 92557-7750
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25705 ONATE DR, MORENO VALLEY, CA 92557-7750

Mortgage

Document Number	0000176911
Date	Apr 14, 2022
Instrument	2022-0176911

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	25705 ONATE DR, MORENO VALLEY, CA 92557-7750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25705 ONATE DR, MORENO VALLEY, CA 92557-7750

Mortgage

Document Number	0000458372
Date	Sep 25, 2020
Instrument	2020-0458372

Lender

Name	WESTERN EXPRESS LENDING
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 12, 2019
Property Address	25705 ONATE DR, MORENO VALLEY, CA 92557-7750
Document Number	0000513372
Map Reference	MB 157 PG 100-102
Instrument Date	Dec 3, 2019
Instrument	2019-0513372
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25705 ONATE DR, MORENO VALLEY, CA 92557-7750

Mortgage

Document Number	0000513373
Date	Dec 12, 2019
Instrument	2019-0513373

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,330 (+2%) Land $61,350 Building $332,980
2025	$4,452.00 (+5.45%) Homeowner's exemption	$386,599 (+4.04%) Land $60,148 Building $326,451
2023	$4,222.00 (+1.98%) Homeowner's exemption	$371,588 Land $57,813 Building $313,775
2022	$4,140.00
2021			$389,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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