25700 Onate Dr, Moreno Valley, CA 92557 Property Records

Riverside County property record for 25700 Onate Dr, Moreno Valley, CA 92557

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,471 sqft · built 1990
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (May 2020)
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Jun 2018 Second Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`479-616-003`

Property Details

APN / Parcel Number

Primary APN	`479-616-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,471 sqft Living Area
Gross Area	1,985 sqft
1st Floor Area	1,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	25700 ONATE DR
City	MORENO VALLEY
State	CA
Zip	92557-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES IN LOT 46 MB 157/100 TR 19638-2
Legal Subdivision	TRACT 19638 2
Legal Tract	19638-2
Legal Lot Number	46
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2007
Census Tract	42402

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25700 ONATE DR, MORENO VALLEY, CA 92557-7738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
May 7, 2020	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Aug 8, 2016 · Amount on Record
Deed Document Number	2020196848
Prior Transfer Date	Nov 14, 2005
Prior Transfer Doc	0000972716
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	25700 ONATE DR, MORENO VALLEY, CA 92557-7738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000246633
Date	Jun 19, 2018
Instrument	2018-0246633

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 19, 2033

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 7, 2020
Property Address	25700 ONATE DR, MORENO VALLEY, CA 92557-7738
Document Number	0000196848
Map Reference	MB 157 PG 100-102
Instrument Date	Apr 2, 2020
Instrument	2020-0196848
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25700 ONATE DR, MORENO VALLEY, CA 92557-7738

Mortgage

Document Number	0000196849
Date	May 7, 2020
Instrument	2020-0196849

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,735 (+2%) Land $61,350 Building $351,385
2025	$4,656.00 (+5.46%) Homeowner's exemption	$404,644 (+4.04%) Land $60,148 Building $344,496
2023	$4,415.00 (+1.96%) Homeowner's exemption	$388,933 Land $57,813 Building $331,120
2022	$4,330.00
2021			$397,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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