2570 Opal Ln, Troy, MO 63379 Property Records

Lincoln County property record for 2570 Opal Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,354 sqft · built 1994
Lot Size	6.65 acres (289,674 sqft)
Owner	Individual Name on File
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-50-22-000-000-009.018`

Property Details

APN / Parcel Number

Primary APN	`08-50-22-000-000-009.018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
Basement Area	1,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	289,674 sqft (6.65 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2570 OPAL LN
City	TROY
State	MO
Zip	63379-4840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 NORTHWOODS SUBD
Legal Range	01W
Legal Township	50N
Legal Section	22
Legal Subdivision	NORTHWOODS
Legal Lot Number	18
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2089
Census Tract	810205

Owner

Source: Lincoln County records · APN 08-50-22-000-000-009.018

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2570 OPAL LN, TROY, MO 63379-4840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
May 17, 2022	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Jun 01, 2021	Warranty Deed, Transfer MEYER TITLE COMPANY, MEYER TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2025
Deed Sale	Sep 22, 2025
Prior Sale	May 17, 2022
Deed Document Number	2025007668
Deed Book / Page	2514 / 126
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 22, 2025
Property Address	2570 OPAL LN, TROY, MO 63379-4840
Document Number	002514/126
Book / Page	2514 / 126
Map Reference	MB 12 PG 42
Instrument Date	Sep 19, 2025
Instrument	2025007668
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARTNER AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24496 PIKE 439, MIDDLETOWN, MO 63359-2038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2570 OPAL LN, TROY, MO 63379-4840

Mortgage

Document Number	2025007669
Date	Sep 22, 2025
Instrument	2025007669

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 17, 2022
Property Address	2570 OPAL LN, TROY, MO 63379-4840
Document Number	002479/553
Book / Page	2479 / 553
Map Reference	MB 12 PG 42
Instrument Date	May 10, 2022
Instrument	2022005293
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6677 HIGHWAY K, TROY, MO 63379-4827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2570 OPAL LN, TROY, MO 63379-4840
Investor	Possibly a Property Investor

Mortgage

Document Number	2022005294
Date	May 17, 2022
Instrument	2022005294

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 01, 2021
Property Address	2570 OPAL LN, TROY, MO 63379-4840
Document Number	002464/959
Book / Page	2464 / 959
Map Reference	MB 12 PG 42
Instrument Date	May 28, 2021
Instrument	2021007496
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6677 HIGHWAY K, TROY, MO 63379-4827

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,440.00 (+5.22%)	$40,428 (+6.97%) Land $2,996 Building $37,432	$212,780 (+6.97%) Land $15,770 Building $197,010
2023	$2,319.00 (+4.27%)	$37,795 Land $2,806 Building $34,989	$198,920 Land $14,770 Building $184,150
2022	$2,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
SysTec Wireless Communications Fixed Wireless	100 / 20
Uniti Group DSL · Fixed Wireless in parts of the area	50 / 3

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 21 locations within half a mile of this property.

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