Lincoln County property record for 2500 Opal Ln, Troy, MO 63379 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,552 sqft · built 1993 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,900 (May 2018) |
| Tax Bill | $2,693 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-50-22-000-000-009.016 |
| Primary APN | 08-50-22-000-000-009.016 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Basement Area | 1,552 sqft |
| Unfinished Basement | 1,552 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 2500 OPAL LN |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 NORTHWOODS SUBD |
| Legal Range | 01W |
| Legal Township | 50N |
| Legal Section | 22 |
| Legal Subdivision | NORTHWOODS |
| Legal Lot Number | 16 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 810205 |
Source: Lincoln County records · APN 08-50-22-000-000-009.016
Assessment roll updated September 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2500 OPAL LN, TROY, MO 63379-4851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| May 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Aug 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on Record |
| Deed Sale | May 24, 2018 · Amount on Record |
| Prior Sale | Oct 12, 2012 · Amount on Record |
| Deed Document Number | 20184439 |
| Deed Book / Page | 2423 / 72 |
| Prior Transfer Date | Sep 24, 2012 |
| Prior Transfer Doc | 0221/0224 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 2500 OPAL LN, TROY, MO 63379-4851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2454/70 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 2454/70 |
| Instrument | 2020012143 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | May 24, 2018 |
| Property Address | 2500 OPAL LN, TROY, MO 63379-4851 |
| Document Number | 2423/0072 |
| Book / Page | 2423 / 0072 |
| Map Reference | MB12 PG42 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018004439 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1267 ILLINOIS DR, 1267, KNOXVILLE, IA 50138-8862 |
| Name | Verified Name |
|---|---|
| Address | 2500 OPAL LN, TROY, MO 63379-4851 |
| Document Number | 2018004440 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 2018004440 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 2500 OPAL LN, TROY, MO 63379-4851 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017008242 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 2414/0767 |
| Instrument | 2017008242 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,693.00 (+1.05%) | $45,244 (+4.92%) Land $3,530 Building $41,714 | $238,130 (+4.93%) Land $18,580 Building $219,550 |
| 2023 | $2,665.00 (+4.26%) | $43,121 Land $3,340 Building $39,780 | $226,950 Land $17,580 Building $209,370 |
| 2022 | $2,556.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138102052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Uniti Group | DSL | 200 / 20 |
| SysTec Wireless Communications | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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