128 Ocean Commons Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 128 Ocean Commons Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2018
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Apr 2024)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`459-10-04-0054`

Property Details

APN / Parcel Number

Primary APN	`459-10-04-0054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	128 OCEAN COMMONS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN COMMONS PH 1; LOT 25
Legal Subdivision	OCEAN COMMONS PH 1
Legal Lot Number	25
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2005
Census Tract	51403

Owner

Source: Horry County assessment roll, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	128 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Warranty Deed, Transfer · Conventional Mortgage LOWER
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Nov 7, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 8, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	202439305
Deed Book / Page	4797 / 2492
Prior Transfer Date	Oct 3, 2018
Prior Transfer Doc	0041563012
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 11, 2024
Property Address	128 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5119
Document Number	0047972492
Book / Page	4797 / 2492
Instrument Date	Apr 11, 2024
Instrument	2024000039305
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5119

Mortgage

Document Number	0067752938
Date	Apr 11, 2024
Instrument	6775/2938

Lender

Name	LOWER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	128 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5119
Document Number	6239/2305
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	128 OCEAN COMMONS DR SURFSIDE BEACH SC 295755119, SURFSIDE BEACH, SC 29575-5119

Mortgage

Document Number	6239/2305
Date	Jul 20, 2020
Book Page	006239/002305

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2035

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HORRY SC
Recording Date	Nov 7, 2018
Property Address	128 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5119
Document Number	4156/3012
Book / Page	004156 / 003012
Instrument Date	Oct 3, 2018
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	128 OCEAN COMMONS DR MYRTLE BEACH SC 295755119, MYRTLE BEACH, SC 29575-5119

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Feb 8, 2018
Property Address	128 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5119
Document Number	4081/0315
Book / Page	004081 / 000315
Instrument Date	Feb 7, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 OCEAN COMMONS DR SURFSIDE BEACH SC 295755119, SURFSIDE BEACH, SC 29575-5119

Mortgage

Document Number	5961/1313
Date	Feb 8, 2018
Book Page	005961/001313

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00 (+65.01%)
2024	$923.00 (+10.14%)	$15,600 (+63.87%) Land $5,001 Building $10,599	$390,001 (+63.85%) Land $125,037 Building $264,964
2023	$838.00 (+4.75%)	$9,520 (-0.01%) Land $1,840 Building $7,680	$238,030 (-) Land $46,030 Building $192,000
2021	$800.00	$9,521 Land $1,841 Building $7,680	$238,030 Land $46,030 Building $192,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	127 units insured incl. 37 condo units
Nearby Flood Claims	21 (1996–2026)
Claims Outside the SFHA	21 of 21
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Horry Telephone Cooperative Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

128 Ocean Commons Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ocean Commons Dr

Nearby Streets

Search Property Records by Address or Parcel Number