Berks County property record for 257 E Main St, Kutztown, PA 19530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,557 sqft · built 1907 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $69,900 (Aug 2020) |
| Tax Bill | $1,497 (2026) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5443-08-99-4541 |
| Primary APN | 5443-08-99-4541 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,557 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 4,356 sqft (0.1 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55003725 |
|---|---|
| Street Address | 257 E MAIN ST |
| City | KUTZTOWN |
| State | PA |
| Zip | 19530-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 99 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | KUTZTOWN |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 14000 |
Source: Berks County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 257 E MAIN ST, KUTZTOWN, PA 19530-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GOLD CU |
| Aug 18, 2020 | Special Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Oct 24, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Prior Sale | Oct 24, 2019 · Amount on Record |
| Deed Document Number | 202028306 |
| Prior Transfer Date | Jul 9, 2002 |
| Prior Transfer Doc | 0000046406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 257 E MAIN ST, KUTZTOWN, PA 19530-1516 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042089 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022042089 |
| Name | GOLD CU |
|---|---|
| Type | Credit Union |
| Address | ALLENTOWN, PA 18103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2042 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 18, 2020 |
| Property Address | 257 E MAIN ST, KUTZTOWN, PA 19530-1516 |
| Document Number | 0000028306 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 2020028306 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | PENNTITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | I HOME CAMPUS, I, DES MOINES, IA 50328-0001 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 257 E MAIN ST, KUTZTOWN, PA 19530-1516 |
| Document Number | 0000028307 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020028307 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Oct 24, 2019 |
| Property Address | 257 E MAIN ST, KUTZTOWN, PA 19530-1516 |
| Document Number | 0000036909 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 36909 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Kutztown Borough |
| Unified School District | Kutztown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,497.00 (+7.7%) | $100,400 (-) Land $33,000 Building $67,400 | $33,000 (-67.13%) Land $33,000 |
| 2024 | $1,390.00 | $100,400 Land $33,000 Building $67,400 | |
| 1994 | $100,400 Land $33,000 Building $67,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1979–2020) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Television Cable | 2,000 / 200 |
| Borough of Kutztown Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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