254 E Main St, Kutztown, PA 19530 Property Records

Berks County property record for 254 E Main St, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,977 sqft · built 1915
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Oct 2025)
Tax Bill	$1,199 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5443-08-99-5383`

Property Details

APN / Parcel Number

Primary APN	`5443-08-99-5383`
Alternative APNs	`55-5443-08-99-5383` `55003710` `003710`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,977 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55003710
Street Address	254 E MAIN ST
City	FLEETWOOD
State	PA
Zip	19522-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	99
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	1
Census Block	1038
Census Tract	14000

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 FORGEHILL RD, HAMBURG, PA 19526-8683
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Dec 31, 2007 · Amount on Record
Deed Document Number	202532529
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 20, 2025
Property Address	254 E MAIN ST, KUTZTOWN, PA 19530-1517
Document Number	0000032529
Instrument Date	Oct 15, 2025
Instrument	2025032529
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	UNKNOWN, BLUE MOUNTAIN ABSTRACT CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 FORGEHILL RD, HAMBURG, PA 19526-8683

Mortgage

Document Number	0000032530
Date	Oct 20, 2025
Instrument	2025032530

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	254 E MAIN ST, KUTZTOWN, PA 19530-1517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039504
Date	Oct 22, 2020
Instrument	2020039504

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,199.00 (+1.44%)	$80,400 (-) Land $31,500 Building $48,900	$31,500 (-60.82%) Land $31,500
2025	$1,182.00 (+6.2%)	$80,400 (-) Land $31,500 Building $48,900
2024	$1,113.00	$80,400 Land $31,500 Building $48,900
1994			$80,400 Land $31,500 Building $48,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1979–2020)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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