Utah County property record for 257 E Christley Ln, Payson, UT 84651
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.75 ba · 2,389 sqft · built 2018 |
| Lot Size | 0.412 acres (17,926 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $809,000 (Jul 2022) |
| Tax Bill | $4,049 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jan 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-865-0078 |
| Primary APN | 41-865-0078 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,389 sqft Living Area |
| Gross Area | 4,775 sqft |
| 1st Floor Area | 2,389 sqft |
| Basement Area | 1,902 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | A-Frame |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,926 sqft (0.412 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 257 E CHRISTLEY LN |
|---|---|
| City | PAYSON |
| State | UT |
| Zip | 84651-8024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78, HARRISON HEIGHTS PHASE 9 SUB AREA 0.412 AC. |
| Legal Subdivision | HARRISON HEIGHTS PHASE 9 SUB |
| Legal Phase | 9 |
| Legal Lot Number | 78 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPANISH FORK-PAYSON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10411 |
Source: Utah County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 257 E CHRISTLEY LN, PAYSON, UT 84651-8024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Jan 31, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage MY MOVE MORTGAGE LLC |
| Oct 15, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Apr 26, 2019 | Warranty Deed, Subdivision Related Transfer PROVO LAND TITLE CO |
| Apr 26, 2019 | Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on Record |
| Deed Sale | Jul 5, 2022 · Amount on Record |
| Prior Sale | Oct 20, 2020 · Amount on Record |
| Deed Document Number | 202277322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 257 E CHRISTLEY LN, PAYSON, UT 84651-8024 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 257 E CHRISTLEY LN, PAYSON, UT 84651-8024 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026535 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 26535:2022 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | PAYSON, UT 84651 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 257 E CHRISTLEY LN, ELK RIDGE, UT 84651-8024 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | RELTCO INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000012979 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 12979:2020 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Jul 5, 2022 |
| Property Address | 257 E CHRISTLEY LN, PAYSON, UT 84651-8024 |
| Document Number | 0000077322 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 77322:2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | UNION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 257 E CHRISTLEY LN, ELK RIDGE, UT 84651-8024 |
| Investor | Possibly a Property Investor |
| Document Number | 0000077328 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 77328:2022 |
| Name | MY MOVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 257 E CHRISTLEY LN, ELK RIDGE, UT 84651-8024 |
| Document Number | 0000163696 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 257 E CHRISTLEY LN ELK RIDGE UT 846518024, ELK RIDGE, UT 84651-8024 |
| Document Number | 0000163696 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 163696 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Apr 26, 2019 |
| Property Address | 257 E CHRISTLEY LN, ELK RIDGE, UT 84651-8024 |
| Document Number | 0000035890 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 035890:2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2022 |
| Title Company | PROVO LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 257 E CHRISTLEY LN, ELK RIDGE, UT 84651-8024 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Apr 26, 2019 |
| Property Address | 257 E CHRISTLEY LN, ELK RIDGE, UT 84651-8024 |
| Document Number | 0000035892 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 35892 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 257 E CHRISTLEY LN ELK RIDGE UT 846518024, ELK RIDGE, UT 84651-8024 |
| Document Number | 35891 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 35891 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2049 |
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Elk Ridge City |
| Unified School District | Nebo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,945 (-45.12%) | $759,900 (-0.22%) Land $249,500 Building $510,400 | |
| 2025 | $4,049.00 (+0.02%) | $761,600 (+102.68%) Land $226,900 Building $534,700 | $761,600 (+11.48%) Land $226,900 Building $534,700 |
| 2024 | $4,048.00 (+11%) | ||
| 2023 | $3,647.00 (-3.95%) | $375,760 | $683,200 Land $209,800 Building $473,400 |
| 2022 | $3,797.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 47% of Utah |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Salem City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CentraCom, CenturyLink, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.
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