118 E Christley Ln, Payson, UT 84651 Property Records

Utah County property record for 118 E Christley Ln, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,150 sqft · built 1973
Lot Size	0.41 acres (17,844 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,791 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Dec 2021 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`41-865-0060`

Property Details

APN / Parcel Number

Primary APN	`41-865-0060`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	2,150 sqft Living Area
Gross Area	4,852 sqft
1st Floor Area	2,150 sqft
Basement Area	2,150 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,844 sqft (0.41 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Deck Area	Deck Area
Patio Area	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 E CHRISTLEY LN
City	PAYSON
State	UT
Zip	84651-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60, HARRISON HEIGHTS PHASE 9 SUB AREA 0.410 AC.
Legal Subdivision	HARRISON HEIGHTS PHASE 9 SUB
Legal Phase	9
Legal Lot Number	60
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3017
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 E CHRISTLEY LN, PAYSON, UT 84651-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Dec 17, 2021	Warranty Deed, Transfer INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY INC
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 7, 2021	Warranty Deed, Transfer INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY INC
Mar 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Jun 9, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Feb 14, 2019	Warranty Deed, Transfer · Conventional Mortgage TRIUMPH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021
Deed Sale	Dec 17, 2021
Prior Sale	Dec 7, 2021
Deed Document Number	2021209143
Prior Transfer Date	Dec 26, 2020
Prior Transfer Doc	0000046417
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	118 E CHRISTLEY LN, PAYSON, UT 84651-8021
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005176
Date	Jan 12, 2022
Instrument	5176:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 17, 2021
Property Address	118 E CHRISTLEY LN, PAYSON, UT 84651-8021
Document Number	0000209143
Instrument Date	Dec 3, 2021
Instrument	209143:2021
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E CHRISTLEY LN, PAYSON, UT 84651-8021

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 29, 2021
Property Address	118 E CHRISTLEY LN, ELK RIDGE, UT 84651-8021
Document Number	0000057254
Instrument Date	Mar 24, 2021
Instrument	57254:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	HOMIE TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E CHRISTLEY LN, ELK RIDGE, UT 84651-8021

Mortgage

Document Number	0000057255
Date	Mar 29, 2021
Instrument	57255:2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 7, 2021
Property Address	118 E CHRISTLEY LN, PAYSON, UT 84651-8021
Document Number	0000202938
Instrument Date	Mar 24, 2021
Instrument	202938:2021
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E CHRISTLEY LN, PAYSON, UT 84651-8021
Investor	Possibly a Property Investor

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 11, 2021
Property Address	118 E CHRISTLEY LN, ELK RIDGE, UT 84651-8021
Document Number	0000046417
Instrument Date	Dec 26, 2020
Instrument	46417:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E CHRISTLEY LN, ELK RIDGE, UT 84651-8021

Mortgage

Document Number	0000046418
Date	Mar 11, 2021
Instrument	46418:2021

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	118 E CHRISTLEY LN, ELK RIDGE, UT 84651-8021
Document Number	0000095174
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E CHRISTLEY LN ELK RIDGE UT 846518021, ELK RIDGE, UT 84651-8021

Mortgage

Document Number	0000095174
Date	Jul 7, 2020
Instrument	95174

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 14, 2019
Property Address	118 E CHRISTLEY LN, ELK RIDGE, UT 84651-8021
Document Number	0000012286
Instrument Date	Feb 14, 2019
Instrument	012286:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E CHRISTLEY LN, PAYSON, UT 84651-8021

Mortgage

Document Number	0000012287
Date	Feb 14, 2019
Instrument	012287:2019

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,075 (-43.2%)	$736,500 (+3.28%) Land $249,200 Building $487,300
2025	$3,791.00	$713,100 (+100.12%) Land $226,600 Building $486,500	$713,100 (+10.06%) Land $226,600 Building $486,500
2024	$3,791.00 (+9.6%)
2023	$3,459.00 (+5.46%)	$356,345	$647,900 Land $209,500 Building $438,400
2022	$3,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 41% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Salem City Fiber.

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