257 Davidson Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 257 Davidson Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,548 sqft · built 1966
Lot Size0.325 acres (14,157 sqft)
OwnerIndividual Name on Record
Last Sale$610,000 (Nov 2007)
Tax Bill$15,076 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN48-01312-0000-00002

Property Details

APN / Parcel Number

Primary APN48-01312-0000-00002
Alternative APN
  • 480131200002

Interior

Stories1 Story
Building Area2,548 sqft Living Area
1st Floor Area2,548 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeFrame
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions140 ft deep x 101 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address257 DAVIDSON AVE
CityRAMSEY
StateNJ
Zip07446-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.325AC
Legal SubdivisionRAM-CREST MANOR
Legal Block1312
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2002
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address257 DAVIDSON AVE, RAMSEY, NJ 07446-1003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2007 · Amount on Record
Deed SaleNov 27, 2007 · Amount on Record
Deed Document Number2007127916
Deed Book / Page9452 / 320
Prior Transfer DateJun 5, 2006
Prior Transfer Doc0091000205
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address257 DAVIDSON AVE, RAMSEY, NJ 07446-1003
Transaction TypeMortgage
Record UpdatedMay 10, 2021
Title CompanyCATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040530122
DateApr 5, 2021
Book Page4053/122
Instrument2021048806
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$757,600 (+3.47%) Land $348,400 Building $409,200$757,600 (+3.47%) Land $348,400 Building $409,200
2025$15,076.00 (+1.37%)$732,200 (+38.94%) Land $323,400 Building $408,800$732,200 (+38.94%) Land $323,400 Building $408,800
2024$14,872.00 (+7.59%)
2023$527,000 Land $249,300 Building $277,700$527,000 Land $249,300 Building $277,700
2022$13,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1979–1984)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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