257 Cumberland Dr, Moore, SC 29369 Property Records

Spartanburg County property record for 257 Cumberland Dr, Moore, SC 29369

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 3 ba · 3,377 sqft · built 1990
Lot Size	0.9 acres (39,204 sqft)
Owner	Trust Name on File
Last Sale	$575,000 (Jul 2023)
Tax Bill	$84 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jul 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`5-3202-04300`

Property Details

APN / Parcel Number

Primary APN	`5-3202-04300`
Alternative APN	`98677`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,377 sqft Living Area
Gross Area	5,860 sqft
Upper Floors Area	1,692 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	321 ft deep x 106 ft wide
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	891 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	98677
Street Address	257 CUMBERLAND DR
City	MOORE
State	SC
Zip	29369-9722
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 28 SHENANDOAH II SUBDIVISION PB 95-106-106A PB 149-874
Legal Subdivision	SHENANDOAH II SUBDIVISION
Legal Lot Number	28
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	1
Census Block	1006
Census Tract	23401

Owner

257 Cumberland Dr is owner-occupied and held in a trust since July 2023.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	257 CUMBERLAND DR, MOORE, SC 29369-9722
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2025	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jul 26, 2023	Intrafamily Transfer, Transfer
Jul 25, 2023	Warranty Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Jul 25, 2023 · Amount on File
Deed Document Number	DEE-2023-28574
Deed Book / Page	142U / 669
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	257 CUMBERLAND DR, MOORE, SC 29369-9722
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 CUMBERLAND DR, MOORE, SC 29369-9722

Mortgage

Document Number	0000009218
Date	Mar 5, 2025
Book Page	6926/84
Instrument	2025-09218

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 18, 2055

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPARTANBURG SC
Recording Date	Jul 26, 2023
Property Address	257 CUMBERLAND DR, MOORE, SC 29369-9722
Document Number	0000028574
Book / Page	142-U / 669
Map Reference	MB 95 PG 106
Instrument Date	Jul 26, 2023
Instrument	2023-28574
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	257 CUMBERLAND DR, MOORE, SC 29369-9722

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jul 25, 2023
Property Address	257 CUMBERLAND DR, MOORE, SC 29369-9722
Document Number	0000028398
Book / Page	142-U / 326
Map Reference	MB 149 PG 874
Instrument Date	Jul 25, 2023
Instrument	2023-28398
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 CUMBERLAND DR, MOORE, SC 29369-9722

Mortgage

Document Number	0000028399
Date	Jul 25, 2023
Instrument	2023-28399

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	257 CUMBERLAND DR, MOORE, SC 29369-9722
Document Number	0000045159
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 CUMBERLAND DR MOORE SC 293699722, MOORE, SC 29369-9722

Mortgage

Document Number	0000045159
Date	Oct 2, 2018
Book Page	005514/000191
Instrument	45159

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 257 Cumberland Dr was $84, up 13.5% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$84.00 (+13.51%)
2024	$74.00 (-96.21%)
2023	$1,951.00 (-4.41%)	$14,563 (+15%) Land $1,272 Building $13,291	$505,900 (+36.99%) Land $44,200 Building $461,700
2022	$2,041.00	$12,664 Land $960 Building $11,704	$369,300 Land $28,000 Building $341,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 257 Cumberland Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 257 Cumberland Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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