248 Cumberland Dr, Moore, SC 29369 Property Records

Spartanburg County property record for 248 Cumberland Dr, Moore, SC 29369

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,803 sqft · built 1986
Lot Size	0.899 acres (39,168 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Aug 2022)
Tax Bill	$3,122 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-2714-05100`

Property Details

APN / Parcel Number

Primary APN	`5-2714-05100`
Alternative APN	`94631`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,803 sqft Living Area
Gross Area	3,943 sqft
Upper Floors Area	952 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,168 sqft
Lot Dimensions	306 ft deep x 128 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	464 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	94631
Street Address	248 CUMBERLAND DR
City	MOORE
State	SC
Zip	29369-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 SHENANDOAH II SUB PB 95-106-106A PB 110-851
Legal Subdivision	SHENANDOAH II SUB
Legal Lot Number	37
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	1
Census Block	1006
Census Tract	23401

Owner

248 Cumberland Dr is owned and occupied by an individual who bought it in August 2022.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	248 CUMBERLAND DR, MOORE, SC 29369-9135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Aug 22, 2022	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 1, 2018	Grant Deed, Transfer · Conventional with PMI KENT D SHULL
Jan 19, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Prior Sale	Aug 1, 2018 · Amount on File
Deed Document Number	2022-43460
Deed Book / Page	138-P / 922
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	248 CUMBERLAND DR, MOORE, SC 29369-9135
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038691
Date	Aug 31, 2020
Book Page	5889/322
Instrument	2020-38691

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 22, 2022
Property Address	248 CUMBERLAND DR, MOORE, SC 29369-9135
Document Number	0000043460
Book / Page	138-P / 922
Map Reference	MB 110 PG 851
Instrument Date	Aug 19, 2022
Instrument	2022-43460
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,248.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	248 CUIMLOWOOD LN, MOORE, SC 29369

Mortgage

Document Number	0000043461
Date	Aug 22, 2022
Book Page	6446/261
Instrument	2022-43461

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 1, 2018
Property Address	248 CUMBERLAND DR, MOORE, SC 29369-9135
Document Number	0000034519
Book / Page	00120Q / 000383
Instrument Date	Jul 19, 2018
Instrument	34519
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,152.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	248 CUMBERLAND DR MOORE SC 293699135, MOORE, SC 29369-9135

Mortgage

Document Number	34520
Date	Aug 1, 2018
Book Page	005484/000064
Instrument	34520

Lender

Name	KENT D SHULL
Address	1701 JOHN B WHITE SR BLVD, SPARTANBURG, SC 29301-5459

Agreement

Type	Conventional with PMI
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	248 CUMBERLAND DR, MOORE, SC 29369-9135
Document Number	0000003245
Book / Page	005396 / 000094
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	248 CUMBERLAND DR MOORE SC 293699135, MOORE, SC 29369-9135

Mortgage

Document Number	0000003245
Date	Jan 24, 2018
Book Page	005396/000094
Instrument	3245

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 248 Cumberland Dr was $3,122, up 5.9% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,122.00 (+5.9%)	$20,380 Land $1,768 Building $18,612	$509,500 Land $44,200 Building $465,300
2024	$2,948.00 (-71.14%)
2023	$10,216.00	$28,926 Land $2,652 Building $26,274	$482,100 Land $44,200 Building $437,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 248 Cumberland Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Cumberland Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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