Harnett County property record for 257 Chesapeake Rd, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,787 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,500 (Nov 2006) |
| Tax Bill | $2,255 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1400028560 |
| Primary APN | 1400028560 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,787 sqft Heated Area |
| 1st Floor Area | 1,475 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 621 sqft |
| Porch | Porch |
| Porch Area | 124 sqft |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1400028560 |
|---|---|
| Street Address | 257 CHESAPEAKE RD |
| City | CAMERON |
| State | NC |
| Zip | 28326-6013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#432 RICHMOND PARK PH2 99-311 |
| Legal Subdivision | RICHMOND PARK |
| Legal Phase | 2 |
| Legal Lot Number | 432 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | BARBECUE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 71303 |
257 Chesapeake Rd is owned and occupied by two individuals who bought it in November 2006.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 257 CHESAPEAKE RD, CAMERON, NC 28326-6013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2006 · Amount on File |
| Deed Sale | Nov 1, 2006 · Amount on File |
| Deed Document Number | 200620608 |
| Deed Book / Page | 2300 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 257 CHESAPEAKE RD, CAMERON, NC 28326-6013 |
| Document Number | 0000017609 |
| Book / Page | 003560 / 000755 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 257 CHESAPEAKE RD CAMERON NC 283266013, CAMERON, NC 28326-6013 |
| Document Number | 0000017609 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 003560/000755 |
| Instrument | 17609 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
The 2026 property tax bill for 257 Chesapeake Rd was $2,255.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,255.00 | $289,436 | $289,436 Land $57,330 Building $232,106 |
| 2023 | $1,812.00 | $243,009 | $243,009 Land $65,520 Building $177,489 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 257 Chesapeake Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 257 Chesapeake Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Brightspeed.
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