157 Chesapeake Rd, Cameron, NC 28326 Property Records

Harnett County property record for 157 Chesapeake Rd, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,860 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 2026)
Tax Bill	$2,064 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1500046337`

Property Details

APN / Parcel Number

Primary APN	`1500046337`
Alternative APN	`09956503 0282 68`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,860 sqft Heated Area
1st Floor Area	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	484 sqft
Porch	Porch
Porch Area	60 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500046337
Street Address	157 CHESAPEAKE RD
City	CAMERON
State	NC
Zip	28326-6535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LT#490 RICHMOND PARK PH2 MAP 99-311
Legal Subdivision	RICHMOND PARK
Legal Phase	2
Legal Lot Number	490
Jurisdiction	HARNETT NC
Township / Civil Division	BARBECUE
Census Block Group	2
Census Block	2028
Census Tract	71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Dec 13, 2021	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Aug 3, 2021	Deed of Trust, Mortgage · Construction Mortgage GOLDMAN SACHS BANK USA
Aug 3, 2021	Warranty Deed, Transfer · Line of Credit GOLDMAN SACHS BANK USA
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 1, 2018	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	202613575
Deed Book / Page	4351 / 2052
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 2, 2026
Property Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535
Document Number	0000013575
Book / Page	4351 / 2052
Instrument Date	Jul 2, 2026
Instrument	202613575
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535

Mortgage

Document Number	0000013576,
Date	Jul 2, 2026
Instrument	202613576

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 13, 2021
Property Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535
Document Number	0000029191
Book / Page	4088 / 428
Map Reference	MB 99 PG 311&311A
Instrument Date	Dec 9, 2021
Instrument	2021029191
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535

Mortgage

Document Number	0000029192
Date	Dec 13, 2021
Instrument	2021029192

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017972
Date	Aug 3, 2021
Book Page	4023/794
Instrument	2021017972

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 3, 2021
Property Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535
Document Number	0000017969
Book / Page	4023 / 764
Map Reference	MB 99 PG 311&311A
Instrument Date	Jul 30, 2021
Instrument	2021017969
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017970
Date	Aug 3, 2021
Instrument	2021017970

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Feb 1, 2022

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018358
Date	Oct 9, 2020
Book Page	3879/561
Instrument	2020018358

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 1, 2018
Property Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535
Document Number	0000013993
Book / Page	3643 / 0221
Map Reference	MB99 PG311&311A
Instrument Date	Sep 27, 2018
Instrument	2018013993
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 RIDGE VIEW DR, 190, CAMERON, NC 28326-6550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CHESAPEAKE RD, CAMERON, NC 28326-6535
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013994
Date	Oct 1, 2018
Instrument	2018013994

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,064.00 (+16.94%)	$263,929 (+11.69%)	$263,929 (+11.69%) Land $39,690 Building $224,239
2025	$1,765.00	$236,311 (-)	$236,311 (-) Land $45,360 Building $190,951
2023	$1,765.00	$236,311	$236,311 Land $45,360 Building $190,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Brightspeed.

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