Watauga County property record for 257 Cameron Ter, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,624 sqft · built 1985 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Nov 2019) |
| Tax Bill | $1,473 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2911-56-1703-000 |
| Primary APN | 2911-56-1703-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Porch | Porch |
| Porch Area | 320 sqft |
| Patio Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1810885 |
|---|---|
| Street Address | 257 CAMERON TER |
| City | BOONE |
| State | NC |
| Zip | 28607-5922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOSTER DEV |
| Legal Subdivision | FOSTER |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | NEW RIVER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 920400 |
257 Cameron Ter is owned and occupied by an individual who bought it in November 2019.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 257 CAMERON TER, BOONE, NC 28607-5922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC |
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 22, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on File |
| Deed Sale | Nov 22, 2019 · Amount on File |
| Deed Document Number | 2019684904 |
| Deed Book / Page | 2061 / 516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 257 CAMERON TER, BOONE, NC 28607-5922 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC R |
| Name | Verified Name |
|---|---|
| Address | 257 CAMERON TER, BOONE, NC 28607-5922 |
| Document Number | 0024570194 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 2457/194 |
| Instrument | 754730 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 257 CAMERON TER, BOONE, NC 28607-5922 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022690194 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 2269/194 |
| Instrument | 719379 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Nov 22, 2019 |
| Property Address | 257 CAMERON TER, BOONE, NC 28607-5922 |
| Document Number | 0020610516 |
| Book / Page | 002061 / 000516 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 684904 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 257 CAMERON TER BOONE NC 286075922, BOONE, NC 28607-5922 |
| Document Number | 20610519 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 002061/000519 |
| Instrument | 684905 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2049 |
The 2025 property tax bill for 257 Cameron Ter was $1,473.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,200 (-) Land $39,700 Building $329,500 | ||
| 2025 | $1,473.00 | $369,200 Land $39,700 Building $329,500 | |
| 2024 | $369,200 Land $39,700 Building $329,500 | ||
| 2023 | $369,200 Land $39,700 Building $329,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 257 Cameron Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 20 (1989–2025) |
| Claims Outside the SFHA | 12 of 20 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 257 Cameron Ter is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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