Watauga County property record for 138 Cameron Ter, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,612 sqft · built 1985 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jan 2007) |
| Tax Bill | $1,681 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2911-56-6546-000 |
| Primary APN | 2911-56-6546-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,612 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1825320 |
|---|---|
| Street Address | 138 CAMERON TER |
| City | BOONE |
| State | NC |
| Zip | 28607-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 28, 29, 30 FOSTER SUB. |
| Legal Subdivision | FOSTER SUB |
| Legal Lot Number | 28-30 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | NEW RIVER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 920400 |
138 Cameron Ter is owned by an individual who bought it in January 2007.
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4091 CLINGMAN RD, RONDA, NC 28670-9070 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2007 · Amount on File |
| Deed Sale | Jan 29, 2007 · Amount on File |
| Prior Sale | May 3, 2005 · Amount on File |
| Deed Document Number | 200712840 |
| Deed Book / Page | 1256 / 516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Apr 9, 2021 |
| Property Address | 138 CAMERON TER, BOONE, NC 28607-9327 |
| Document Number | 0021810387 |
| Book / Page | 2181 / 387 |
| Map Reference | MB 3 PG 166 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 704755 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9245 DEER SPRING LN, 9245, CHARLOTTE, NC 28210-7902 |
| Name | Verified Name |
|---|---|
| Address | 4091 CLINGMAN RD, RONDA, NC 28670-9070 |
| Document Number | 0000704756 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 704756 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 138 Cameron Ter was $1,681.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,600 (-) Land $25,800 Building $399,800 | ||
| 2025 | $1,681.00 | $425,600 Land $25,800 Building $399,800 | |
| 2024 | $425,600 Land $25,800 Building $399,800 | ||
| 2023 | $425,600 Land $25,800 Building $399,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Cameron Ter in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 20 (1989–2025) |
| Claims Outside the SFHA | 12 of 20 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 138 Cameron Ter is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Skyline Telephone.
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