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25681 Whip Rd, Monterey, CA 93940 Property Records

Monterey County property record for 25681 Whip Rd, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,624 sqft · built 1993
Lot Size1.11 acres (48,352 sqft)
Owner2 Individual Names on File
Last Sale$1,650,000 (Jun 2023)
Tax Bill$19,489 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN416-141-031-000

Property Details

APN / Parcel Number

Primary APN416-141-031-000
Alternative APN
  • 416-141-031

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,624 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Construction TypeWood
Lot Area48,352 sqft
Garage Area687 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number416-141-031
Street Address25681 WHIP RD
CityMONTEREY
StateCA
Zip93940-6625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILL SUBDIVISION TRACT 1053 LOT 7 1.109 AC EXC SCENIC EASEMENT TO CO OF MTY R2109-351
Legal SubdivisionHILL SUBDIVISION
Legal Tract1053
Legal Block1
Legal Lot Number7
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1027
Census Tract13200

Owner

25681 Whip Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address25681 WHIP RD, MONTEREY, CA 93940-6625
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2023Grant Deed, Transfer · VA Mortgage
SUMMIT FUNDING INC
Feb 9, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2023 · Amount on File
Deed SaleJun 9, 2023 · Amount on File
Prior SaleMay 21, 2009
Deed Document Number202317444
Prior Transfer DateJan 11, 2017
Prior Transfer Doc0000007861
Record UpdatedOct 29, 2026

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJun 9, 2023
Property Address25681 WHIP RD, MONTEREY, CA 93940-6625
Document Number0000017444
Map ReferenceVOL 16 PG 17
Instrument DateMay 31, 2023
Instrument2023017444
Transaction TypeTransfer
Record UpdatedJun 20, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address25681 WHIP RD, MONTEREY, CA 93940-6625

Mortgage

Document Number0000017445
DateJun 9, 2023
Instrument2023017445
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateFeb 9, 2017
Property Address25681 WHIP RD, MONTEREY, CA 93940-6625
Document Number0000007861
Instrument DateJan 11, 2017
Instrument7861
Transaction TypeTransfer
Record UpdatedFeb 16, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address25681 WHIP RD MONTEREY CA 939406625, MONTEREY, CA 93940-6625

Tax Assessment & Valuation

The 2025 property tax bill for 25681 Whip Rd was $19,489, up 8% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,750,992 (+2%) Land $636,724 Building $1,114,268
2025$19,489.00 (+7.97%)$1,716,660 Land $624,240 Building $1,092,420
2024$18,051.00 (+41%)
2023$12,802.00 (+1.41%) Homeowner's exemption$1,188,237 Land $556,986 Building $631,251
2022$12,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25681 Whip Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25681 Whip Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 54% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - HIDDEN HILLS
private · serves 1,521 people · EPA ID CA2710022
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio.

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