25560 Whip Rd, Monterey, CA 93940 Property Records

Monterey County property record for 25560 Whip Rd, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,645 sqft · built 1993
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Last Sale$1,600,000 (Jan 2016)
Tax Bill$21,499 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN416-161-018-000

Property Details

APN / Parcel Number

Primary APN416-161-018-000
Alternative APN
  • 416-161-018

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,645 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Construction TypeWood
Lot Area435,600 sqft
Garage Area1,103 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number416-161-018
Street Address25560 WHIP RD
CityMONTEREY
StateCA
Zip93940-6623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVOL 15 PAR MAPS PG 71 PAR 2 10 AC EXC SCENIC EASEMT TO MTY CO IN R1557-1213
Legal SubdivisionPM15 71
Legal Block1
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1026
Census Tract13200

Owner

25560 Whip Rd is owned and occupied by two individuals who bought it in January 2016.

Source: Monterey County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address25560 WHIP RD, MONTEREY, CA 93940-6623
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2016 · Amount on File
Deed SaleJan 4, 2016 · Amount on File
Prior SaleFeb 11, 2005 · Amount on File
Deed Document Number2016250
Prior Transfer DateSep 10, 2008
Prior Transfer Doc0000064468
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address25560 WHIP RD, MONTEREY, CA 93940-6623
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address25560 WHIP RD, MONTEREY, CA 93940-6623

Mortgage

Document Number0000025941
DateJun 7, 2022
Instrument2022025941
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
AddressEMERYVILLE, CA 94608
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term481 Months
DueJul 1, 2062

Tax Assessment & Valuation

The 2025 property tax bill for 25560 Whip Rd was $21,499, up 8% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,931,948 (+2%) Land $724,479 Building $1,207,469
2025$21,499.00 (+7.97%)$1,894,068 Land $710,274 Building $1,183,794
2024$19,912.00 (+1.02%)
2023$19,710.00 (+1.4%)$1,820,522 Land $682,695 Building $1,137,827
2022$19,437.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25560 Whip Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25560 Whip Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 54% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - HIDDEN HILLS
private · serves 1,521 people · EPA ID CA2710022
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio.

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