San Diego County property record for 2568 Pence Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,897 sqft · built 1997 |
| Lot Size | 7.28 acres (317,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jun 1998) |
| Tax Bill | $7,973 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 515-101-36-00 |
| Primary APN | 515-101-36-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,897 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 317,552 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2568 PENCE DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 1 TR 009763 |
| Legal Subdivision | COUNTY OF SAN DIEGO TRACT #3834-1 |
| Legal Tract | 009763 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 15406 |
2568 Pence Dr is owned and occupied by two individuals who acquired it in October 2016.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2568 PENCE DR, EL CAJON, CA 92019-3552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 1998 · Amount on File |
| Deed Sale | Jun 30, 1998 · Amount on File |
| Prior Sale | Jun 3, 1994 · Amount on File |
| Deed Document Number | 1998401420 |
| Last Transfer Date | Oct 6, 2016 |
| Transfer Doc | 0000553065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2568 PENCE DR, EL CAJON, CA 92019-3552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040082 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 2017-0040082 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2568 Pence Dr was $7,973 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $684,024 (+2%) Land $293,151 Building $390,873 | |
| 2025 | $7,973.00 Homeowner's exemption | $670,612 Land $287,403 Building $383,209 |
| 2023 | $7,816.00 (+1.57%) Homeowner's exemption | $644,574 Land $276,244 Building $368,330 |
| 2022 | $7,695.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2568 Pence Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2568 Pence Dr is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sycuan tribal government · serves 12,350 people · EPA ID 090605024 |
|---|---|
| Water Source | Purchased surface water from PADRE DAM MWD |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.53 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures