San Diego County property record for 2433 Pence Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,260 sqft · built 1978 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,402 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 515-100-49-00 |
| Primary APN | 515-100-49-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 71,874 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2433 PENCE DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 69 TR 007746 |
| Legal Subdivision | RANCHO VISTA ESTATES |
| Legal Tract | 007746 |
| Legal Block | 1 |
| Legal Lot Number | 69 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 15406 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2433 PENCE DR, EL CAJON, CA 92019-3551 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 15, 2009 |
| Transfer Doc | 0000515407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2433 PENCE DR, EL CAJON, CA 92019-3551 |
| Document Number | 0000608704 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2433 PENCE DR EL CAJON CA 920193551, EL CAJON, CA 92019-3551 |
| Document Number | 0000608704 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 608704 |
| Name | CALIFORNIA BK&TR |
|---|---|
| Type | Bank |
| Address | ALPINE, CA 91903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $207,553 (+2%) Land $77,267 Building $130,286 | |
| 2025 | $2,402.00 (+2.17%) Homeowner's exemption | $203,484 (+4.04%) Land $75,752 Building $127,732 |
| 2023 | $2,351.00 (+1.6%) Homeowner's exemption | $195,584 Land $72,811 Building $122,773 |
| 2022 | $2,314.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sycuan tribal government · serves 12,350 people · EPA ID 090605024 |
|---|---|
| Water Source | Purchased surface water from PADRE DAM MWD |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.53 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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