25660 Rowland Rd, Locust, NC 28097 Property Records

Stanly County property record for 25660 Rowland Rd, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 1962
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Sep 2021)
Tax Bill$1,605 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN558702982254

Property Details

APN / Parcel Number

Primary APN558702982254
Alternative APNs
  • 1535754
  • 10441

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Finished Area
FlooringTile
Interior WallsPlywood

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
Garage Area648 sqft
PorchPorch
Porch Area96 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number1535754
Street Address25660 ROWLAND RD
CityLOCUST
StateNC
Zip28097-7267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 25660 ROWLAND RD 558700011
Legal SubdivisionSHUE TRACTS ON ROWLAND ROAD
JurisdictionSTANLY NC
Township / Civil DivisionALMOND
Census Block Group1
Census Block1025
Census Tract930700

Owner

25660 Rowland Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Stanly County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address25660 ROWLAND RD, LOCUST, NC 28097-7267
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2021 · Amount on File
Deed SaleSep 30, 2021 · Amount on File
Deed Document Number2021438312
Deed Book / Page1759 / 239
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateSep 30, 2021
Property Address25660 ROWLAND RD, LOCUST, NC 28097-7267
Document Number0000438312
Book / Page1759 / 239
Map ReferenceMB 28 PG 97
Instrument DateSep 30, 2021
Instrument438312
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25708 ROWLAND RD, 25708, LOCUST, NC 28097-7268

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28097 ROWLAND RD # 25660, 25660, LOCUST, NC 28097-7270

Mortgage

Document Number0000438313
DateSep 30, 2021
Instrument438313
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 25660 Rowland Rd was $1,605.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,605.00$243,305 Land $36,100 Building $207,205$243,305 Land $36,100 Building $207,205
2023$1,336.00$185,664 Land $23,200 Building $162,464$185,664 Land $23,200 Building $162,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25660 Rowland Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25660 Rowland Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
100 / 20
AT&T
Fixed Wireless
25 / 3

May also be available: Spectrum, Verizon.

Nearby Properties on Rowland Rd

Nearby Streets

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