25454 Rowland Rd, Locust, NC 28097 Property Records

Stanly County property record for 25454 Rowland Rd, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,518 sqft · built 1972
Lot Size12 acres (526,205 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (May 2022)
Tax Bill$1,626 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN558702954795

Property Details

APN / Parcel Number

Primary APN558702954795
Alternative APNs
  • 1539069
  • 25144

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,518 sqft Finished Area
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area526,205 sqft (12 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
PorchPorch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number1539069
Street Address25454 ROWLAND RD
CityLOCUST
StateNC
Zip28097-7266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 25454 ROWLAND RD LT 15 SCT 3 558700134
Legal SubdivisionEARL VAUGHN SUBDIVISION
Legal Lot Number15
JurisdictionSTANLY NC
Township / Civil DivisionALMOND
Census Block Group1
Census Block1024
Census Tract930700

Owner

25454 Rowland Rd is owned and occupied by an individual who bought it in May 2022.

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address25454 ROWLAND RD, LOCUST, NC 28097-7266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2022Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Nov 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2022 · Amount on File
Deed SaleMay 2, 2022 · Amount on File
Deed Document Number2022446505
Deed Book / Page1784 / 1226
Prior Transfer DateOct 29, 2020
Prior Transfer Doc0000425463
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateMay 2, 2022
Property Address25454 ROWLAND RD, LOCUST, NC 28097-7266
Document Number0000446505
Book / Page1784 / 1226
Map ReferenceMB 12 PG 56
Instrument DateMay 2, 2022
Instrument446505
Transaction TypeTransfer
Record UpdatedOct 13, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25454 ROWLAND RD, LOCUST, NC 28097-7266

Mortgage

Document Number0000446506
DateMay 2, 2022
Instrument446506
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANLY NC
Recording DateNov 2, 2020
Property Address25454 ROWLAND RD, LOCUST, NC 28097-7266
Document Number0000425463
Book / Page001718 / 001079
Instrument DateOct 29, 2020
Instrument425463
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7215 CAROSAN LN CHARLOTTE NC 282706536, CHARLOTTE, NC 28270-6536

Tax Assessment & Valuation

The 2026 property tax bill for 25454 Rowland Rd was $1,626.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,626.00$246,402 Land $133,418 Building $112,984$246,402 Land $133,418 Building $112,984
2023$1,212.00$168,360 Land $85,694 Building $82,666$168,360 Land $85,694 Building $82,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25454 Rowland Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25454 Rowland Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL
200 / 20

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