Santa Rosa County property record for 2566 Pepper Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,366 sqft · built 2006 |
| Lot Size | 0.693 acres (30,187 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $293,700 (Mar 2006) |
| Tax Bill | $2,349 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1921-02600-0030 |
| Primary APN | 18-2S-26-1921-02600-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,366 sqft Living Area |
| Gross Area | 3,083 sqft |
| 1st Floor Area | 2,366 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 30,187 sqft (0.693 acres) |
| Lot Dimensions | 302 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2566 PEPPER DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-7784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA 2ND CORR & AMENDED LOT 3 BLK 26 AS DES IN OR 2574 PG 995 & IN OR 3257 PG 1449 & IN OR 3908 PG 1899 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/2ND CORRC |
| Legal Block | 26 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2566 PEPPER DR, NAVARRE, FL 32566-7784 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jan 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2006 · Amount on Record |
| Deed Sale | Mar 8, 2006 · Amount on Record |
| Prior Sale | Nov 16, 2004 · Amount on Record |
| Deed Document Number | 200613027 |
| Deed Book / Page | 2574 / 995 |
| Last Transfer Date | Jan 2, 2020 |
| Transfer Doc | 0039081899 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2566 PEPPER DR, NAVARRE, FL 32566-7784 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2566 PEPPER DR, GULF BREEZE, FL 32566-7784 |
| Document Number | 0041522048 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 4152/2048 |
| Instrument | 202149644 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 14, 2020 |
| Property Address | 2566 PEPPER DR, NAVARRE, FL 32566-7784 |
| Document Number | 0039081899 |
| Book / Page | 003908 / 001899 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 1848 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2566 PEPPER DR NAVARRE FL 325667784, NAVARRE, FL 32566-7784 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $238,605 (+2.9%) | $375,139 (+4.03%) Land $78,750 Building $296,389 | |
| 2024 | $2,349.00 (+2.53%) Homeowner's exemption Disabled Person's exemption | $231,880 (+3%) | $360,615 (+2.69%) Land $78,750 Building $281,865 |
| 2023 | $2,291.00 (+2.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $225,126 (+3%) | $351,153 (+7.8%) Land $71,500 Building $279,653 |
| 2022 | $2,226.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $218,568 | $325,755 Land $55,000 Building $270,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: LiveOak Fiber.
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