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2550 Pepper Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2550 Pepper Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,142 sqft · built 2005
Lot Size0.782 acres (34,064 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Jun 2022)
Tax Bill$3,570 (2024)
Deeds & MortgagesJun 2022 Sale
Flood ZoneZone X (minimal risk)
APN18-2S-26-1921-02600-0010

Property Details

APN / Parcel Number

Primary APN18-2S-26-1921-02600-0010
Alternative APN
  • S262181921026000010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,142 sqft Living Area
Gross Area3,019 sqft
1st Floor Area2,142 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area34,064 sqft (0.782 acres)
Lot Dimensions284 ft deep x 120 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchUnfinished Open Porch
Porch Area394 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2550 PEPPER DR
CityNAVARRE
StateFL
Zip32566-7784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHOLLEY BY THE SEA 2ND CORR & AMENDED LOT 1 BLK 26 AS DES IN OR 4297 PG 1388
Legal Range26W
Legal Township2S
Legal Section18
Legal SubdivisionHOLLEY SEA/2ND CORRC
Legal Block26
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1009
Census Tract10822

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2550 PEPPER DR, NAVARRE, FL 32566-7784
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2022 · Amount on Record
Deed SaleJun 22, 2022 · Amount on Record
Prior SaleJul 11, 2007 · Amount on Record
Deed Document Number202237079
Deed Book / Page4297 / 1388
Prior Transfer DateJan 28, 2013
Prior Transfer Doc0032111561
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 22, 2022
Property Address2550 PEPPER DR, NAVARRE, FL 32566-7784
Document Number0042971388
Book / Page4297 / 1388
Map ReferenceMB C PG 183
Instrument DateJun 16, 2022
Instrument202237079
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

AmountAmount Recorded
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2550 PEPPER DR, 2550, NAVARRE, FL 32566-7784

Transferred To (Grantee/Buyer)

NameVerified Name
Address2550 PEPPER DR, NAVARRE, FL 32566-7784

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$340,998 (+1.91%) Land $78,750 Building $262,248$340,998 (+1.91%) Land $78,750 Building $262,248
2024$3,570.00 (+1.91%) Homeowner's exemption$334,603 (+2.86%) Land $78,750 Building $255,853$334,603 (+2.86%) Land $78,750 Building $255,853
2023$3,503.00 (+50.21%) Homeowner's exemption$325,290 (+45.86%) Land $71,500 Building $253,790$325,290 (+9.66%) Land $71,500 Building $253,790
2022$2,332.00 Homeowner's exemption$223,009$296,640 Land $55,000 Building $241,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 227 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies227 in force
Nearby Flood Claims5 (2004–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: LiveOak Fiber.

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