2565 River Summit Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 2565 River Summit Dr, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,498 sqft · built 1992
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Jan 2026)
Tax Bill	$5,310 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-204-020`

Property Details

APN / Parcel Number

Primary APN	`7-204-020`
Alternative APNs	`R7204-020` `1831865`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,498 sqft Living Area
Gross Area	4,175 sqft
Attic	Attic
Attic Area	184 sqft
Basement Area	1,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	13,068 sqft (0.3 acres)
Terrain	Low
View / Lot	Primary
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	418 sqft
Patio Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2565 RIVER SUMMIT DR
City	DULUTH
State	GA
Zip	30097-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L58 BG SUMMIT AT RIVERBROOKE 1
Legal Subdivision	BG SUMMIT AT RIVERBROOKE 1
Legal Block	G
Legal Lot Number	58
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	2
Census Block	2001
Census Tract	50235

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2565 RIVER SUMMIT DR, DULUTH, GA 30097-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage YVONNE K Y K CHAU
Nov 30, 2018	Grant Deed, Transfer · Conventional Mortgage METRO CTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Book / Page	62319 / 328
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jan 30, 2026
Property Address	2565 RIVER SUMMIT DR, DULUTH, GA 30097-2258
Document Number	0623190328
Book / Page	62319 / 328
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2565 RIVER SUMMIT DR, DULUTH, GA 30097-2258

Mortgage

Document Number	0062319331
Date	Jan 30, 2026
Instrument	62319/331

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2565 RIVER SUMMIT DR, DULUTH, GA 30097-2258
Document Number	0581560777
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2565 RIVER SUMMIT DR DULUTH GA 300972258, DULUTH, GA 30097-2258

Mortgage

Document Number	0581560777
Date	Dec 10, 2020
Book Page	058156/000777

Lender

Name	YVONNE K Y K CHAU
Address	230 PROSPECT PL, ALPHARETTA, GA 30005-5454

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 9, 2040

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Nov 30, 2018
Property Address	2565 RIVER SUMMIT DR, DULUTH, GA 30097-2258
Document Number	0562830739
Book / Page	056283 / 000739
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2565 RIVER SUMMIT DR DULUTH GA 300972258, DULUTH, GA 30097-2258

Mortgage

Document Number	562830743
Date	Nov 30, 2018
Book Page	056283/000743

Lender

Name	METRO CTY BK
Type	Bank
Address	DORAVILLE, GA 30340

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,310.00 (+16.7%)	$210,280 (+11.52%) Land $34,000 Building $176,280	$525,700 (+11.52%) Land $85,000 Building $440,700
2023	$4,550.00	$188,560 Land $38,000 Building $150,560
2022			$471,400 Land $95,000 Building $376,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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