2545 River Summit Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 2545 River Summit Dr, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,100 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,776 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-204-492`

Property Details

APN / Parcel Number

Primary APN	`7-204-492`
Alternative APNs	`R7204-492` `2289147`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	3,550 sqft
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Terrain	Low
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2545 RIVER SUMMIT DR
City	DULUTH
State	GA
Zip	30097-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L6 BJ SUMMIT AT RIVERBROOKE #5
Legal Subdivision	SUMMIT AT RIVERBROOKE
Legal Block	J
Legal Lot Number	6
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3011
Census Tract	50235

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6689 EUCALYPTUS AVE, CHINO, CA 91710-0112
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL
Oct 4, 2023	Deed of Trust, Mortgage · FHA Mortgage BANKSOUTH MORTGAGE
Mar 7, 2023	Warranty Deed, Transfer · FHA Mortgage PERPETUAL FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2025
Deed Sale	Mar 24, 2025
Prior Sale	Mar 13, 2023 · Amount on Record
Deed Book / Page	61743 / 774
Prior Transfer Date	Jun 28, 1999
Prior Transfer Doc	1877000159
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Mar 24, 2025
Property Address	2545 RIVER SUMMIT DR, DULUTH, GA 30097-2256
Document Number	0617430774
Book / Page	61743 / 774
Instrument Date	Mar 21, 2025
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6689 EULYPTUS AVE, CHINO, CA 91710-0112
Investor	Possibly a Property Investor

Mortgage

Document Number	0061743776
Date	Mar 24, 2025
Instrument	61743/776

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2545 RIVER SUMMIT DR, DULUTH, GA 30097-2256
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 RIVER SUMMIT DR, DULUTH, GA 30097-2256

Mortgage

Document Number	0608470074
Date	Oct 4, 2023
Book Page	0000060847/0000000074

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Mar 7, 2023
Property Address	2545 RIVER SUMMIT DR, DULUTH, GA 30097-2256
Document Number	0604790448
Book / Page	60479 / 448
Instrument Date	Mar 7, 2023
Instrument	2023-004675
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 RIVER SUMMIT DR, DULUTH, GA 30097-2256

Mortgage

Document Number	0060479450
Date	Mar 7, 2023
Instrument	60479/450

Lender

Name	PERPETUAL FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,776.00 (+67.03%)	$197,320 (+14.96%) Land $34,000 Building $163,320	$493,300 (+14.96%) Land $85,000 Building $408,300
2023	$3,458.00	$171,640 Land $38,000 Building $133,640
2022			$429,100 Land $95,000 Building $334,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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