Calaveras County property record for 2564 Charmstone Way, Copperopolis, CA 95228
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,296 sqft · built 1982 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Nov 2019) |
| Tax Bill | $1,888 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-016-010-000 |
| Primary APN | 055-016-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 2564 CHARMSTONE WAY |
|---|---|
| City | COPPEROPOLIS |
| State | CA |
| Zip | 95228-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COPPER COVE UNIT 1 LOT 487 |
| Legal Subdivision | COPPER COVE |
| Legal Lot Number | 487 |
| Legal Unit | 1 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ANGELS CITY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 123 |
Source: Calaveras County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2564 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Nov 13, 2019 | Grant Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on Record |
| Deed Sale | Nov 13, 2019 · Amount on Record |
| Prior Sale | Aug 16, 2012 · Amount on Record |
| Deed Document Number | 201913296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 2564 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012774 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 2017-12774 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | ESCALON, CA 95320 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 2564 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2564 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9725 |
| Document Number | 0000011431 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2020-011431 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Nov 13, 2019 |
| Property Address | 2564 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9725 |
| Document Number | 0000013296 |
| Map Reference | MB 3 PG 34 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 2019-013296 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2564 CHAMPSTONE WAY, COPPEROPOLIS, CA 95228 |
| Document Number | 0000013297 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 2019-013297 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Mark Twain Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $317,918 (+2%) Land $16,731 Building $301,187 | |
| 2025 | $1,888.00 (-1.77%) Disabled Person's exemption Veteran's exemption | $311,685 (+4.04%) Land $16,403 Building $295,282 |
| 2023 | $1,922.00 (-5.27%) Disabled Person's exemption Veteran's exemption | $299,584 Land $15,767 Building $283,817 |
| 2022 | $2,029.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CCWD - COPPER COVE serves 5,187 people · EPA ID CA0510017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| Conifer Communications Fixed Wireless | 100 / 10 |
| CALTEL Connections DSL | 75 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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