Calaveras County property record for 2490 Charmstone Way, Copperopolis, CA 95228 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,436 sqft · built 1973 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,000 (Oct 2020) |
| Tax Bill | $5,287 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Feb 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-015-010-000 |
| Primary APN | 055-015-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 2490 CHARMSTONE WAY |
|---|---|
| City | COPPEROPOLIS |
| State | CA |
| Zip | 95228-9269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPPER COVE UNIT 1 LOT 484 |
| Legal Subdivision | COPPER COVE |
| Legal Lot Number | 484 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ANGELS CITY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 123 |
Source: Calaveras County records · APN 055-015-010-000
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2490 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 09, 2020 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ANCHOR LNS |
| Sep 06, 2019 | Grant Deed, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Sep 06, 2019 | Quit Claim Deed, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Jul 26, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Oct 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 13, 2017 | Quit Claim Deed ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 09, 2020 · Amount on Record |
| Deed Sale | Oct 09, 2020 · Amount on Record |
| Prior Sale | Sep 06, 2019 · Amount on Record |
| Deed Document Number | 202014602 |
| Prior Transfer Date | Sep 05, 2019 |
| Prior Transfer Doc | 0000010331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Oct 09, 2020 |
| Property Address | 2490 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9269 |
| Document Number | 0000014602 |
| Map Reference | MB 3 PG 34&34N |
| Instrument Date | Sep 22, 2020 |
| Instrument | 2020-014602 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | CYPRESS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2490 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9269 |
| Document Number | 0000014603 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | 2020-014603 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 2490 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9269 |
| Document Number | 0000002741 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | SPL INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2490 CHARMSTONE WAY COPPEROPOLIS CA 952289269, COPPEROPOLIS, CA 95228-9269 |
| Document Number | 0000002741 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 2741 |
| Name | ANCHOR LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Sep 06, 2019 |
| Property Address | 2490 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9269 |
| Document Number | 0000010332 |
| Instrument Date | Sep 03, 2019 |
| Instrument | 10332 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1735 BUFORD HWY #215-304 CUMMING GA 300411266, 215-30, CUMMING, GA 30041-1266 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Sep 06, 2019 |
| Property Address | 2490 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9269 |
| Document Number | 0000010331 |
| Instrument Date | Sep 03, 2019 |
| Instrument | 10331 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2490 CHARMSTONE WAY COPPEROPOLIS CA 952289269, COPPEROPOLIS, CA 95228-9269 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Jul 26, 2019 |
| Property Address | 2490 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9269 |
| Document Number | 0000008317 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 8317 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2587 CHARMSTONE WAY COPPEROPOLIS CA 952289725, COPPEROPOLIS, CA 95228-9725 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Oct 26, 2018 |
| Property Address | 2490 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9269 |
| Document Number | 0000012043 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 12043 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2490 CHARMSTONE WAY COPPEROPOLIS CA 952289269, COPPEROPOLIS, CA 95228-9269 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Jan 13, 2017 |
| Property Address | 2490 CHARMSTONE WAY, COPPEROPOLIS, CA 95228-9269 |
| Document Number | 0000000514 |
| Instrument Date | Jan 09, 2017 |
| Instrument | 514 |
| Record Updated | Feb 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4319 STABLE LN CHICO CA 959737672, CHICO, CA 95973-7672 |
Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Mark Twain Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $401,882 (+2%) Land $16,560 Building $385,322 | |
| 2025 | $5,287.00 (+10.89%) | $394,003 (+4.04%) Land $16,236 Building $377,767 |
| 2023 | $4,768.00 (+9.76%) | $378,705 Land $15,606 Building $363,099 |
| 2022 | $4,344.00 |
Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060090001231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024, other causes |
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | About 1 in 350 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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