2563 Millerstown Rd, Upton, KY 42784 Property Records

Hardin County property record for 2563 Millerstown Rd, Upton, KY 42784

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1 ba · 2,240 sqft · built 1991
Lot Size	13.4 acres (585,359 sqft)
Owner	Individual Name on File
Last Sale	$70,800 (Feb 2023)
Tax Bill	$836 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`177-00-00-038`

Property Details

APN / Parcel Number

Primary APN	`177-00-00-038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,240 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Concrete
Lot Area	585,359 sqft (13.4 acres)
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2563 MILLERSTOWN RD
City	UPTON
State	KY
Zip	42784-9447
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	COTTRELL EST LT 1 #1
Legal Subdivision	COTTRELL EST
Legal Lot Number	1
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	3
Census Block	3022
Census Tract	1602

Owner

2563 Millerstown Rd, an agricultural property, is owned by an individual who bought it in February 2023.

Source: Hardin County records, as of January 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2563 MILLERSTOWN RD, UPTON, KY 42784-9447
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK
Feb 2, 2023	Deed, Transfer · Line of Credit THE CECILIAN BANK
Dec 19, 2022	Intrafamily Transfer, Transfer
Dec 19, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	Feb 2, 2023 · Amount on File
Deed Book / Page	1547 / 892
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	2563 MILLERSTOWN RD, UPTON, KY 42784-9447
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 MILLERSTOWN RD, UPTON, KY 42784-9447

Mortgage

Document Number	002504/227
Date	Dec 8, 2023
Book Page	2504/227

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	SONORA, KY 42776

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Feb 2, 2023
Property Address	2563 MILLERSTOWN RD, UPTON, KY 42784-9447
Document Number	001547/872
Book / Page	1547 / 872
Map Reference	CAB 1 SH 4911
Instrument Date	Jan 27, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 ERNEST WILSON RD, MUNFORDVILLE, KY 42765-8160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 MILLERSTOWN RD, UPTON, KY 42784-9447
Investor	Possibly a Property Investor

Mortgage

Document Number	0002470459
Date	Feb 2, 2023
Instrument	2470/459

Lender

Name	THE CECILIAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN KY
Recording Date	Dec 19, 2022
Property Address	2563 MILLERSTOWN RD, UPTON, KY 42784-9447
Document Number	01545/1005
Book / Page	1545 / 1005
Map Reference	CAB 1 SH 4911
Instrument Date	Dec 9, 2022
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 ERNEST WILSON RD, MUNFORDVILLE, KY 42765-8160

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	44 ERNEST WILSON RD, MUNFORDVILLE, KY 42765-8160

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Dec 19, 2022
Property Address	2563 MILLERSTOWN RD, UPTON, KY 42784-9447
Document Number	01545/1010
Book / Page	1545 / 1010
Map Reference	CAB 1 SH 4911
Instrument Date	Dec 9, 2022
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 SKAGGS LN, UPTON, KY 42784-9433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 MILLERSTOWN RD, UPTON, KY 42784-9447
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2563 Millerstown Rd was $836.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00	$77,700 Land $74,300 Building $3,400	$77,700 Land $74,300 Building $3,400
2023		$77,700 (-) Land $74,300 Building $3,400	$77,700 (-) Land $74,300 Building $3,400
2022		$77,700 Land $74,300 Building $3,400	$77,700 Land $74,300 Building $3,400
2021	$445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2563 Millerstown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2563 Millerstown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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