Hardin County property record for 2491 Millerstown Rd, Upton, KY 42784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,422 sqft · built 1968 |
| Lot Size | 0.568 acres (24,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Oct 2023) |
| Tax Bill | $916 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-00-00-037 |
| Primary APN | 177-00-00-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 24,742 sqft (0.568 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Heating System | Central |
|---|
| Street Address | 2491 MILLERSTOWN RD |
|---|---|
| City | UPTON |
| State | KY |
| Zip | 42784-9447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTRELL EST LT 3 #1 |
| Legal Subdivision | COTTRELL EST |
| Legal Lot Number | 3 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SONORA |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 1602 |
Source: Hardin County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2491 MILLERSTOWN RD, UPTON, KY 42784-9447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage TODD K RYAN |
| Jul 23, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Deed Book / Page | 1560 / 53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 2491 MILLERSTOWN RD, UPTON, KY 42784-9447 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2491 MILLERSTOWN RD, UPTON, KY 42784-9447 |
| Document Number | 002425/675 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 2425/675 |
| Name | TODD K RYAN |
|---|---|
| Type | Private Party |
| Address | 1139 HICKORY GROVE RD, LAWRENCEBURG, KY 40342 |
| Amount | Amount Recorded |
|---|---|
| Term | 23 Months |
| Due | Jan 19, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 23, 2018 |
| Property Address | 2491 MILLERSTOWN RD, UPTON, KY 42784-9447 |
| Document Number | 01459/1444 |
| Book / Page | 1459 / 1444 |
| Instrument Date | Jul 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2491 MILLERSTOWN RD, UPTON, KY 42784-9447 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $916.00 (+6.14%) | $89,300 (-) Land $6,300 Building $83,000 | $89,300 (-) Land $6,300 Building $83,000 |
| 2023 | $89,300 Land $6,300 Building $83,000 | $89,300 Land $6,300 Building $83,000 | |
| 2021 | $863.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
| Telecast Communications Fixed Wireless | 50 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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