Montgomery County property record for 25628 Ridge Rd, Damascus, MD 20872
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,363 sqft · built 1939 |
| Lot Size | 0.708 acres (30,821 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Jul 2026) |
| Tax Bill | $3,697 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00937406 |
| Primary APN | 12-00937406 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| Gross Area | 1,459 sqft |
| 1st Floor Area | 958 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 30,821 sqft (0.708 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 00937406 |
|---|---|
| Street Address | 25628 RIDGE RD |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-1842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | HUTCHCROFT RANGE |
| Legal Subdivision | LOCUST LEVEL |
| Legal Block | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 700207 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25628 RIDGE RD, DAMASCUS, MD 20872-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE BANK MORTGAGE |
| Feb 17, 2021 | Deed, Transfer · Conventional Mortgage NFM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Feb 17, 2021 · Amount on Record |
| Deed Book / Page | 70742 / 381 |
| Transfer Doc | 0198400619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 21, 2026 |
| Property Address | 25628 RIDGE RD, DAMASCUS, MD 20872-1842 |
| Document Number | 7074000381 |
| Book / Page | 70742 / 381 |
| Instrument Date | Jul 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | WESTCOR LAND TITLE, WESTCOR LAND TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $469,650.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 25628 RIDGE RD, DAMASCUS, MD 20872-1842 |
| Document Number | 7074000389, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 70742/389 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25628 RIDGE RD, DAMASCUS, MD 20872-1842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0541400488 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 54140/488 |
| Name | TOWNE BANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 17, 2021 |
| Property Address | 25628 RIDGE RD, DAMASCUS, MD 20872-1842 |
| Document Number | 0619170385 |
| Book / Page | 61917 / 385 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 25628 RIDGE RD, DAMASCUS, MD 20872-1842 |
| Document Number | 61917394 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 61917/394 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,067 (+12.21%) | $431,400 (-) Land $197,300 Building $234,100 | |
| 2025 | $3,697.00 (-6.43%) | $346,733 (+20.27%) | $431,400 (+41.72%) Land $197,300 Building $234,100 |
| 2024 | $3,951.00 (+45.31%) | ||
| 2023 | $288,300 | $304,400 Land $188,000 Building $116,400 | |
| 2022 | $2,719.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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