Montgomery County property record for 25609 Ridge Rd, Damascus, MD 20872
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,360 sqft · built 1948 |
| Lot Size | 0.395 acres (17,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jul 2021) |
| Tax Bill | $4,584 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00940563 |
| Primary APN | 12-00940563 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,360 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Multi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,210 sqft (0.395 acres) |
| Porch | Open Porch |
|---|---|
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 00940563 |
|---|---|
| Street Address | 25609 RIDGE RD |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-1841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | HUTCHCROFTS RANGE |
| Legal Subdivision | LOCUST LEVEL |
| Legal Block | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700207 |
25609 Ridge Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25609 RIDGE RD, DAMASCUS, MD 20872-1841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on File |
| Deed Sale | Jul 15, 2021 · Amount on File |
| Deed Book / Page | 63500 / 92 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 15, 2021 |
| Property Address | 25609 RIDGE RD, DAMASCUS, MD 20872-1841 |
| Document Number | 0635000092 |
| Book / Page | 63500 / 92 |
| Instrument Date | May 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2021 |
| Title Company | NORTH FRONTIER TITLE & ESCROW LLC, NORTH FRONTIER T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25609 RIDGE RD, DAMASCUS, MD 20872-1841 |
| Document Number | 63500100 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 63500/100 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25609 RIDGE RD, DAMASCUS, MD 20872-1841 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 25609 RIDGE RD, DAMASCUS, MD 20872-1841 |
| Document Number | 0604710235 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 60471/235 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 25609 Ridge Rd was $4,584.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,400 (+7.87%) | $469,300 (-) Land $181,700 Building $287,600 | |
| 2025 | $4,584.00 | $405,500 | $469,300 Land $181,700 Building $287,600 |
| 2023 | $339,000 | $373,600 Land $173,100 Building $200,500 | |
| 2022 | $3,134.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25609 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25609 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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