2562 Deborah St, Monroe, MI 48162 Property Records

Monroe County property record for 2562 Deborah St, Monroe, MI 48162

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 1991
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Sep 2026)
Tax Bill$2,992 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Oct 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-940-049-00

Property Details

APN / Parcel Number

Primary APN07-940-049-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,204 sqft Living Area
1st Floor Area1,196 sqft
Basement Area1,196 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions210 ft deep x 100 ft wide
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2562 DEBORAH ST
CityMONROE
StateMI
Zip48162-9219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLEAVE BLAN
Legal DescriptionF-49 SEC 13 T6S R8E SUNNY ACRES SUBDIVISION LOT 49
Legal Range08E
Legal Township06S
Legal Section13
Legal SubdivisionSUNNY ACRES SUB
Legal Lot Number49
JurisdictionMONROE MI
Township / Civil DivisionFRENCHTOWN
Census Block Group2
Census Block2009
Census Tract831100

Owner

Source: Monroe County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2621 BLUEBUSH RD, MONROE, MI 48162-9430
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Warranty Deed, Transfer · Conventional Mortgage
UNION CREDIT UNION
Oct 28, 2025Deed of Trust, Mortgage · Line of Credit
DIRECTIONS CU
Jul 2, 2002Deed of Trust, Mortgage · Conventional with PMI
DIRECTIONS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2026 · Amount on Record
Deed SaleSep 15, 2026 · Amount on Record
Prior SaleOct 17, 2000 · Amount on Record
Deed Document Number202616295
Prior Transfer DateAug 28, 2026
Prior Transfer Doc0000016295
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateSep 15, 2026
Property Address2562 DEBORAH ST, MONROE, MI 48162-9219
Document Number0000016295
Instrument DateAug 28, 2026
Instrument202616295
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyLAWYERS TITLE AGENCY, LAWYERS TITLE AGENCY OF MONROE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$249,975.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2621 BLUEBUSH RD, MONROE, MI 48162-9430

Mortgage

Document Number0000016296,
DateSep 15, 2026
Instrument202616296
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address2562 DEBORAH ST, MONROE, MI 48162-9219
Transaction TypeMortgage
Record UpdatedNov 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2562 DEBORAH ST, MONROE, MI 48162-9219

Mortgage

Document Number0000017761
DateOct 28, 2025
Instrument2025R17761
Lender
NameDIRECTIONS CU
TypeCredit Union
AddressTOLEDO, OH 43604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 28, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2002: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address2562 DEBORAH ST, MONROE, MI 48162-9219
Document Number0000013547
Instrument DateJul 2, 2002
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2562 DEBORAH ST MONROE MI 481629219, MONROE, MI 48162-9219

Mortgage

Document Number0000013547
DateJul 15, 2020
Instrument13547
Lender
NameDIRECTIONS CU
TypeCredit Union
AddressTOLEDO, OH 43604
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJul 14, 2040

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionFrenchtown Township
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$156,800 (+34.25%) Land $156,800$313,600 (+34.25%) Land $313,600
2025$2,992.00 (+12.23%) Homeowner's exemption
2023$2,666.00 Homeowner's exemption$116,800$233,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1985–1996)
Most Recent ClaimJan 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
DSL
100 / 20

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