2536 Deborah St, Monroe, MI 48162 Property Records

Monroe County property record for 2536 Deborah St, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,445 sqft · built 1963
Lot Size	0.964 acres (41,992 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,727 (2025)
Deeds & Mortgages	Aug 2026 Transfer Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-940-046-01`

Property Details

APN / Parcel Number

Primary APN	`07-940-046-01`
Alternative APNs	`07 940 046 00` `580794004601`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,445 sqft Living Area
1st Floor Area	1,445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	41,992 sqft (0.964 acres)
Lot Dimensions	210 ft deep x 200 ft wide
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2536 DEBORAH ST
City	MONROE
State	MI
Zip	48162-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	LOTS 46 & 47, SUNNY ACRES SUBDIVISION, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN LIBER 11 OF PLATS, PAGES 43 & 44, MONROE
Legal Subdivision	SUNNY ACRES SUB
Legal Lot Number	46-47
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	2
Census Block	2009
Census Tract	831100

Owner

2536 Deborah St is owned and occupied by two individuals.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1297 PAREE ST, NEWPORT, MI 48166-9470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Aug 18, 2026
Property Address	2536 DEBORAH ST, MONROE, MI 48162-9219
Document Number	0000014453
Instrument Date	Aug 12, 2026
Instrument	202614453
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1297 PAREE ST, NEWPORT, MI 48166-9470

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2536 DEBORAH ST, MONROE, MI 48162-9219
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2536 DEBORAH ST, MONROE, MI 48162-9219

Mortgage

Document Number	0000029029
Date	Nov 10, 2021
Instrument	2021R29029

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MONROE, MI 48162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2536 DEBORAH ST, MONROE, MI 48162-9219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2536 DEBORAH ST, MONROE, MI 48162-9219

Mortgage

Document Number	0000023039
Date	Oct 29, 2020
Instrument	2020R23039

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2536 Deborah St was $3,727 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,300 Land $184,300	$368,600 Land $368,600
2025	$3,727.00 Homeowner's exemption
2023	$3,309.00 Homeowner's exemption	$146,300	$292,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2536 Deborah St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1985–1996)
Most Recent Claim	Jan 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2536 Deborah St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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