25615 Willow Bend, Lake Forest, CA 92630 Property Records

Orange County property record for 25615 Willow Bend, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,130 sqft · built 1975
Lot Size	0.144 acres (6,265 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,265 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`614-242-23`

Property Details

APN / Parcel Number

Primary APN	`614-242-23`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,130 sqft Living Area
Gross Area	2,823 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	6,265 sqft (0.144 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	25615 WILLOW BND
City	LAKE FOREST
State	CA
Zip	92630-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8416 BLK LOT 28
Legal Subdivision	LAKE FOREST SUN & SAIL CLUB
Legal Tract	8416
Legal Lot Number	28
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3007
Census Tract	52416

Owner

25615 Willow Bend is owned and occupied by two individuals who acquired it in July 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 22, 2021	Deed of Trust, Mortgage DISCOVER BANK
Jul 31, 2017	Grant Deed, Transfer · Conventional Mortgage THAYER FINANCIAL CORP
Jan 24, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2017
Deed Sale	Jan 24, 2017
Prior Sale	Dec 19, 2014 · Amount on File
Deed Document Number	201732318
Last Transfer Date	Jul 26, 2017
Transfer Doc	0000314623
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346

Mortgage

Document Number	0000052636
Date	Mar 11, 2024
Instrument	2024000052636

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346

Mortgage

Document Number	0000576393
Date	Oct 16, 2020
Instrument	2020000576393

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	98868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346

Mortgage

Document Number	0000046209
Date	Jan 22, 2021
Instrument	2021000046209

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 5, 2036

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 31, 2017
Property Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346
Document Number	0000314623
Map Reference	MB 347 PG 1-6
Instrument Date	Jul 26, 2017
Instrument	2017000314623
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346

Mortgage

Document Number	0000314624
Date	Jul 31, 2017
Instrument	2017000314624

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 24, 2017
Property Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346
Document Number	0000032318
Map Reference	MP347 PG1-6
Instrument Date	Jan 18, 2017
Instrument	2017000032318
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25615 WILLOW BND, LAKE FOREST, CA 92630-4346

Mortgage

Document Number	0000032319
Date	Jan 24, 2017
Instrument	2017000032319

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 25615 Willow Bend was $9,265 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$907,480 (+2%) Land $671,330 Building $236,150
2025	$9,265.00 Homeowner's exemption	$889,687 Land $658,167 Building $231,520
2023	$8,881.00 (+1.83%) Homeowner's exemption	$855,141 Land $632,610 Building $222,531
2022	$8,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25615 Willow Bend in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 25615 Willow Bend has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cityside Fiber, GeoLinks, Verizon.

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