2561 Acapulco Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 2561 Acapulco Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,956 sqft · built 2005
Lot Size	0.15 acres (6,530 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Oct 2015)
Tax Bill	$8,023 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077-062-011-000`

Property Details

APN / Parcel Number

Primary APN	`077-062-011-000`
Alternative APN	`0776211000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,956 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,530 sqft (0.15 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	2561 ACAPULCO WAY
City	MODESTO
State	CA
Zip	95355-7897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACIENDA DEL SOL BLK 11093 LOT 1
Legal Subdivision	HACIENDA DEL SOL #1
Legal Block	11093
Legal Lot Number	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3017
Census Tract	914

Owner

2561 Acapulco Way is owned and occupied by two individuals who bought it in October 2015.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2561 ACAPULCO WAY, MODESTO, CA 95355-7897
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit MOCSE FCU
Jun 19, 2018	Deed of Trust, Mortgage · Negative Amortization MOSCE FEDERAL CU
Jul 9, 2020	Correction Deed · Conventional Mortgage SCENIC OAKS FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2015 · Amount on File
Deed Sale	Oct 27, 2015 · Amount on File
Prior Sale	Mar 29, 2013 · Amount on File
Deed Document Number	201584742
Prior Transfer Date	Nov 21, 2012
Prior Transfer Doc	0000111060
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2561 ACAPULCO WAY, MODESTO, CA 95355-7897
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2561 ACAPULCO WAY, MODESTO, CA 95355-7897

Mortgage

Document Number	0000099829
Date	Oct 25, 2021
Instrument	2021-0099829

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Aug 1, 2036

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2561 ACAPULCO WAY, MODESTO, CA 95355-7897
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2561 ACAWLCO WAY, MODESTO, CA 95355

Mortgage

Document Number	0000026113
Date	Apr 8, 2022
Instrument	2022-0026113

Lender

Name	MOCSE FCU
Type	Credit Union
Address	MODESTO, CA 95355

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2561 ACAPULCO WAY, MODESTO, CA 95355-7897
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041934
Date	Jun 19, 2018
Instrument	2018-0041934

Lender

Name	MOSCE FEDERAL CU
Type	Non-Lending Institution
Address	LANCASTER, CA 93535

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	24 Months
Due	Jun 3, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Quarterly

July 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 9, 2020
Property Address	2561 ACAPULCO WAY, MODESTO, CA 95355-7897
Document Number	0000048224
Map Reference	MB 42 PG 55
Instrument Date	Jul 2, 2020
Instrument	2020-0048224
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2561 ACAPULCO WAY, MODESTO, CA 95355-7897

Mortgage

Document Number	0000048226
Date	Jul 9, 2020
Instrument	2020-0048226

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2561 Acapulco Way was $8,023 with a homeowner's exemption, up 2.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,023.00 (+2.71%) Homeowner's exemption	$529,956 (+2%) Land $165,611 Building $364,345
2025	$7,811.00 Homeowner's exemption	$519,565 Land $162,364 Building $357,201
2023	$7,524.00 (+3.88%) Homeowner's exemption	$499,392 Land $156,060 Building $343,332
2022	$7,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2561 Acapulco Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2561 Acapulco Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

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