Sanilac County property record for 2560 Ridley Rd, Palms, MI 48465
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,100 (Jan 2004) |
| Tax Bill | $260 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-029-200-030-10 |
| Primary APN | 060-029-200-030-10 |
|---|
| Lot Area | 68,389 sqft (1.57 acres) |
|---|---|
| Lot Dimensions | 252 ft deep x 240 ft wide |
| Street Address | 2560 RIDLEY RD |
|---|---|
| City | PALMS |
| State | MI |
| Zip | 48465-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T14N R15E SEC 29 COM AT NW COR, TH E 400 FT TO POB, TH E 240 FT, S 285 FT, W 240 FT, N 285 FT TO POB 1.569 ACRES |
| Jurisdiction | SANILAC MI |
| Township / Civil Division | DELAWARE |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 970100 |
2560 Ridley Rd is owned and occupied by two individuals who bought it in January 2004.
Source: Sanilac County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2560 RIDLEY RD, PALMS, MI 48465-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2004 · Amount on File |
| Deed Sale | Jan 30, 2004 · Amount on File |
| Deed Book / Page | 609 / 421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANILAC MI |
| Property Address | 2560 RIDLEY RD, PALMS, MI 48465-9707 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | 2020 TITLE LLC, 20 20 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2560 RIDLEY RD, PALMS, MI 48465-9707 |
| Document Number | 001628/692 |
|---|---|
| Date | Jul 23, 2025 |
| Book Page | 1628/692 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2040 |
The 2025 property tax bill for 2560 Ridley Rd was $260 with a homeowner's exemption.
Source: Sanilac County assessment roll, as of July 15, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Sanilac County |
| County Subdivision | Delaware Township |
| Unified School District | Deckerville Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,100 | $124,200 | |
| 2025 | $260.00 Homeowner's exemption | ||
| 2023 | $34,600 | $69,200 | |
| 2022 | $495.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2560 Ridley Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1986–1987) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2560 Ridley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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