Hernando County property record for 2560 Commerce Ave, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,320 sqft · built 2002 |
| Lot Size | 0.265 acres (11,556 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $108,700 (Nov 2002) |
| Tax Bill | $2,639 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5130-0818-0010 |
| Primary APN | R32-323-17-5130-0818-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,320 sqft Living Area |
| Gross Area | 3,538 sqft |
| 1st Floor Area | 2,320 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,556 sqft (0.265 acres) |
| Lot Dimensions | 125 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,770 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00296726 |
|---|---|
| Street Address | 2560 COMMERCE AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 13 BLK 818 LOT 1 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 13 |
| Legal Block | 818 |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 40908 |
Source: Hernando County records · APN R32-323-17-5130-0818-0010
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2560 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 18, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 08, 2018 | Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2002 · Amount on Record |
| Deed Sale | Nov 01, 2002 · Amount on Record |
| Prior Sale | Jul 30, 2001 · Amount on Record |
| Deed Book / Page | 1589 / 1125 |
| Last Transfer Date | Aug 04, 2023 |
| Transfer Doc | 0043330625 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 18, 2023 |
| Property Address | 2560 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Document Number | 0043330625 |
| Book / Page | 4333 / 625 |
| Map Reference | MB 8 PG 84-100 |
| Instrument Date | Aug 04, 2023 |
| Instrument | 2023052330 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2560 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2560 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2560 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035920696 |
|---|---|
| Date | Jun 08, 2018 |
| Book Page | 3592/0696 |
| Instrument | 2018035517 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | SPRING HILL, FL 34609 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 30, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,639.00 (+85.85%) | $175,890 (+32.14%) | $334,978 (+12.42%) Land $43,335 Building $291,643 |
| 2023 | $133,107 (+3%) Land $133,107 | ||
| 2022 | $1,420.00 Homeowner's exemption | $129,230 | $297,957 Land $36,979 Building $260,978 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Tillman Global Holdings, Verizon.
Based on FCC filings for 368 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures