Hernando County property record for 2552 Commerce Ave, Spring Hill, FL 34609 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,538 sqft · built 1984 |
| Lot Size | 0.248 acres (10,784 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Sep 2018) |
| Tax Bill | $691 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5130-0818-0020 |
| Primary APN | R32-323-17-5130-0818-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Gross Area | 2,354 sqft |
| 1st Floor Area | 1,538 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,784 sqft (0.248 acres) |
| Lot Dimensions | 125 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 330 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00533177 |
|---|---|
| Street Address | 2552 COMMERCE AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 13 BLK 818 LOT 2 ORB 2197 PG 1216 ORB 2201 PG 1306 ORB 2431 PG 836 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 13 |
| Legal Block | 818 |
| Legal Lot Number | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 40908 |
Source: Hernando County records · APN R32-323-17-5130-0818-0020
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2552 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Mar 31, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 04, 2018 | Warranty Deed, Transfer · VA Mortgage PARKSIDE LENDING LLC |
| Jan 17, 2018 | Grant Deed, Transfer FIRST INT'L TITLE |
| Jan 17, 2018 | Quit Claim Deed, Transfer FIRST INT'L TITLE |
| Dec 19, 2017 | Deed in Lieu of Foreclosure, Transfer OLD REPUBLIC TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2018 · Amount on Record |
| Deed Sale | Sep 04, 2018 · Amount on Record |
| Prior Sale | Jan 17, 2018 · Amount on Record |
| Deed Document Number | 201853272 |
| Deed Book / Page | 3619 / 21 |
| Prior Transfer Date | Jan 11, 2018 |
| Prior Transfer Doc | 0035440165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2552 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2552 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Document Number | 0042431002 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 4243/1002 |
| Instrument | 2022084067 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2552 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2552 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Document Number | 0045390862 |
|---|---|
| Date | Mar 31, 2025 |
| Book Page | 4539/862 |
| Instrument | 2025021272 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 04, 2018 |
| Property Address | 2552 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Document Number | 0036190021 |
| Book / Page | 3619 / 0021 |
| Map Reference | MB8 PG84 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 2018053272 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,134.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3138 WILTSHIRE AVE, 3138, SPRING HILL, FL 34608-4161 |
| Name | Verified Name |
|---|---|
| Address | 2552 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Document Number | 2018053273 |
|---|---|
| Date | Sep 04, 2018 |
| Instrument | 2018053273 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 17, 2018 |
| Property Address | 2552 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Document Number | 0035440168 |
| Book / Page | 003544 / 000168 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 2888 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2018 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $734.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3138 WILLSHIRE AVE SPRING HILL FL 34608, SPRING HILL, FL 34608 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 17, 2018 |
| Property Address | 2552 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Document Number | 0035440165 |
| Book / Page | 003544 / 000165 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 2887 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2018 |
| Title Company | FIRST INT'L TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 19, 2017 |
| Property Address | 2552 COMMERCE AVE, SPRING HILL, FL 34609-4526 |
| Document Number | 0035361124 |
| Book / Page | 003536 / 001124 |
| Instrument Date | Dec 05, 2017 |
| Instrument | 71541 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,101.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
| Investor | Possibly a Property Investor |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $691.00 (+1.62%) Disabled Person's exemption | $130,496 (+5.99%) | $217,945 (+8.96%) Land $40,440 Building $177,505 |
| 2024 | $680.00 (-43%) | ||
| 2023 | $123,124 Land $123,124 | ||
| 2022 | $1,193.00 | $200,029 Land $34,509 Building $165,520 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012, rainfall accumulation, Tropical Storm Debby |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Open Infra | Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Tillman Global Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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