Cook County property record for 256 Waverly Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1975 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,000 (May 2023) |
| Tax Bill | $4,515 (2023) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-213-080 |
| Primary APN | 06-18-213-080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 256 WAVERLY DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PARKWOOD) VILLAGE (UNIT1) SUB PT OF NE SEC 18-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | PARKWOOD VILLAGE UNIT1 |
| Legal Lot Number | 13 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 804404 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 256 WAVERLY DR, ELGIN, IL 60120-4685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on Record |
| Deed Sale | May 23, 2023 · Amount on Record |
| Prior Sale | Apr 11, 2011 · Amount on Record |
| Deed Document Number | 202340160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 23, 2023 |
| Property Address | 256 WAVERLY DR, ELGIN, IL 60120-4685 |
| Document Number | 0014340160 |
| Map Reference | DOC 23710266 |
| Instrument Date | May 17, 2023 |
| Instrument | 2314340160 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 256 WAVERLY DR, ELGIN, IL 60120-4685 |
| Document Number | 0014340161 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 2314340161 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,000 (+10.53%) Land $2,800 Building $18,200 | $210,000 (+10.53%) Land $28,000 Building $182,000 | |
| 2023 | $4,515.00 (+3.6%) | ||
| 2022 | $4,358.00 | $19,000 Land $2,600 Building $16,400 | $190,000 Land $26,000 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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