Cook County property record for 248 Waverly Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,130 sqft · built 1977 |
| Lot Size | 0.111 acres (4,822 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Oct 2025) |
| Tax Bill | $6,014 (2023) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-213-084 |
| Primary APN | 06-18-213-084 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,130 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,822 sqft (0.111 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 248 WAVERLY DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PARKWOOD) VILLAGE (UNIT1) SUB PT OF NE SEC 18-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | PARKWOOD VILLAGE UNIT1 |
| Legal Lot Number | 17 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 804404 |
Source: Cook County records · APN 06-18-213-084
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5834 RED OAK DR, HOFFMAN ESTATES, IL 60192-4573 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Dec 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Jul 14, 2015 |
| Deed Document Number | 202520408 |
| Prior Transfer Date | Jun 23, 2020 |
| Prior Transfer Doc | 0000040185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 22, 2025 |
| Property Address | 248 WAVERLY DR, ELGIN, IL 60120-4685 |
| Document Number | 0029520408 |
| Map Reference | DOC 22865812 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2529520408 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5834 RED OAK DR, HOFFMAN EST, IL 60192-4573 |
| Document Number | 0029520409 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2529520409 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 29, 2020 |
| Property Address | 248 WAVERLY DR, ELGIN, IL 60120-4685 |
| Document Number | 2036440185 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 36440185 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 3856 OAKTON ST SKOKIE IL 600763454, SKOKIE, IL 60076-3454 |
| Investor | Possibly a Property Investor |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,000 (+38.8%) Land $3,375 Building $25,625 | $290,000 (+38.8%) Land $33,750 Building $256,250 | |
| 2023 | $6,014.00 (+23.04%) Homeowner's exemption | $20,894 (-) Land $3,134 Building $17,760 | $208,940 (-) Land $31,340 Building $177,600 |
| 2022 | $4,888.00 Homeowner's exemption | $20,894 Land $3,134 Building $17,760 | $208,940 Land $31,340 Building $177,600 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 636 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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