256 W 8th St, Covington, KY 41011 Property Records

Kenton County property record for 256 W 8th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,416 sqft · built 1890
Lot Size	0.031 acres (1,350 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Sep 2023)
Tax Bill	$4,637 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-11-021.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-11-021.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,416 sqft Finished Area
Gross Area	1,476 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	1,350 sqft (0.031 acres)
Lot Dimensions	90 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	256 W 8TH ST
City	COVINGTON
State	KY
Zip	41011-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREERS ADDN BLK 35 PT LOT 9 15'X 90'
Legal Subdivision	GREERS ADDN
Legal Phase	35
Legal Block	35
Legal Lot Number	9
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

256 W 8th St is owned by an individual who bought it in September 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	582 CAMINITO A CASA, SAN MARCOS, CA 92078-5066
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit MICHAEL BEEBY ETUX
Feb 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Feb 5, 2020 · Amount on File
Deed Document Number	202357
Deed Book / Page	249 / 194
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 29, 2023
Property Address	256 W 8TH ST, COVINGTON, KY 41011-1345
Document Number	0005900057
Book / Page	KC 249 / 194
Instrument Date	Jul 12, 2023
Instrument	23092905900057
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2213 EASTERTH AVE, COVINGTON, KY 41014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 CAMINTO A COSA, SAN ACACIO, CO 81151

Mortgage

Document Number	0005900058
Date	Sep 29, 2023
Instrument	23092905900058

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	256 W 8TH ST, COVINGTON, KY 41011-1345
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 GARRARD ST, COVINGTON, KY 41011-3528

Mortgage

Document Number	0005900024
Date	Nov 19, 2021
Book Page	303/843
Instrument	21111905900024

Lender

Name	MICHAEL BEEBY ETUX
Type	Private Party
Address	223 GARRARD ST, COVINGTON, KY 41011

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	20 Months
Due	Jul 1, 2023

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 5, 2020
Property Address	256 W 8TH ST, COVINGTON, KY 41011-1345
Document Number	0000000032
Book / Page	000005 / 000790
Instrument Date	Jan 31, 2020
Instrument	32
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$28.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1415 GARRARD ST FLORENCE KY 41042, FLORENCE, KY 41042

Tax Assessment & Valuation

The 2025 property tax bill for 256 W 8th St was $4,637.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,000 (-) Land $10,000 Building $340,000	$350,000 (-) Land $10,000 Building $340,000
2025	$4,637.00	$350,000 Land $5,000 Building $345,000	$350,000 Land $5,000 Building $345,000
2023	$839.00 (+0.84%)	$63,000 (-) Land $5,000 Building $58,000	$63,000 (-) Land $5,000 Building $58,000
2022	$832.00	$63,000 Land $5,000 Building $58,000	$63,000 Land $5,000 Building $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 256 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 W 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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