254 W 8th St, Covington, KY 41011 Property Records

Kenton County property record for 254 W 8th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 948 sqft
Lot Size	0.062 acres (2,700 sqft)
Owner	Individual Name on File
Last Sale	$409,000 (May 2021)
Tax Bill	$5,419 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-11-020.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-11-020.00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	948 sqft Finished Area
Gross Area	1,326 sqft

Exterior

Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,700 sqft (0.062 acres)
Lot Dimensions	90 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	254 W 8TH ST
City	COVINGTON
State	KY
Zip	41011-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREERS ADDN BLK 35 LOT 10 30'X 90'
Legal Subdivision	GREERS ADDN
Legal Phase	35
Legal Block	35
Legal Lot Number	10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

254 W 8th St is owned and occupied by an individual who bought it in May 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	254 W 8TH ST, COVINGTON, KY 41011-1345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 28, 2020	Loan Modification, Mortgage MICHAEL BEEBY
Oct 7, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 21, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Prior Sale	May 21, 2018 · Amount on File
Deed Document Number	20215900114
Deed Book / Page	91 / 798
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	0005900264
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 21, 2021
Property Address	254 W 8TH ST, COVINGTON, KY 41011-1345
Document Number	0005900114
Book / Page	91 / 798
Instrument Date	May 17, 2021
Instrument	21052105900114
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 GARRARD ST, 1415, COVINGTON, KY 41011-3528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 W 8TH ST, COVINGTON, KY 41011-1345

Mortgage

Document Number	0005900115
Date	May 21, 2021
Instrument	21052105900115

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	254 W 8TH ST, COVINGTON, KY 41011-1345
Document Number	0000000231
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1415 GARRARD ST COVINGTON KY 410113528, COVINGTON, KY 41011-3528

Mortgage

Document Number	0000000231
Date	Nov 5, 2020
Book Page	000M53/000506
Instrument	231

Lender

Name	MICHAEL BEEBY
Address	1181 GRAYS PEAK, COVINGTON, KY 41011-1117

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 4, 2021

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 7, 2019
Property Address	254 W 8TH ST, COVINGTON, KY 41011-1345
Document Number	0000000365
Book / Page	0C6772 / 000098
Instrument Date	Sep 24, 2019
Instrument	365
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	254 W 8TH ST COVINGTON KY 410111345, COVINGTON, KY 41011-1345

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 21, 2018
Property Address	254 W 8TH ST, COVINGTON, KY 41011-1345
Document Number	0000000160
Book / Page	0C6414 / 000192
Instrument Date	May 16, 2018
Instrument	160
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$27.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 GARRARD ST COVINGTON KY 410113528, COVINGTON, KY 41011-3528

Tax Assessment & Valuation

The 2025 property tax bill for 254 W 8th St was $5,419.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,000 (-) Land $10,000 Building $399,000	$409,000 (-) Land $10,000 Building $399,000
2025	$5,419.00	$409,000 Land $5,000 Building $404,000	$409,000 Land $5,000 Building $404,000
2023	$5,447.00	$409,000 Land $5,000 Building $404,000	$409,000 Land $5,000 Building $404,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 254 W 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 254 W 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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