256 W 14th St, Frederick, MD 21701 Property Records

Frederick County property record for 256 W 14th St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 1,640 sqft · built 2008
Lot Size	0.074 acres (3,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Jan 2026)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-455730`

Property Details

APN / Parcel Number

Primary APN	`02-455730`
Alternative APN	`455730`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	820 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,237 sqft (0.074 acres)
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	455730
Street Address	256 W 14TH ST
City	FREDERICK
State	MD
Zip	21701-4435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 10 PLAT 1 3,237 SQ. FT. MONOCACY WOODS
Legal Subdivision	MONOCACY WOODS 01
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2005
Census Tract	750801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	256 W 14TH ST, FREDERICK, MD 21701-4435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Special Warranty Deed, Transfer · Conventional Mortgage MORTGAGE LINK
Oct 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST
Oct 17, 2017	Deed, Transfer · Commercial Mortgage REVERE BANK
Jun 27, 2017	Quit Claim Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Oct 17, 2017 · Amount on Record
Deed Book / Page	17693 / 59
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	0118930328
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 22, 2026
Property Address	256 W 14TH ST, FREDERICK, MD 21701-4435
Document Number	0176930059
Book / Page	17693 / 59
Map Reference	MB 82 PL 4
Instrument Date	Jan 9, 2026
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	256 W 14TH ST, FREDERICK, MD 21701-4435

Mortgage

Document Number	0001769366
Date	Jan 22, 2026
Instrument	17693/66

Lender

Name	MORTGAGE LINK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	256 W 14TH ST, FREDERICK, MD 21701-4435
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126490024
Date	Oct 2, 2018
Book Page	12649/0024

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	FREDERICK, MD 21701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 17, 2017
Property Address	256 W 14TH ST, FREDERICK, MD 21701-4435
Document Number	0120850199
Book / Page	12085 / 0199
Map Reference	MB82 PL4
Instrument Date	Oct 10, 2017
Instrument	12085-0199
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11213 ANGUS WAY, WOODSBORO, MD 21798-8316

Mortgage

Document Number	120850203
Date	Oct 17, 2017
Instrument	12085-0203

Lender

Name	REVERE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 27, 2017
Property Address	256 W 14TH ST, FREDERICK, MD 21701-4435
Document Number	0118930328
Book / Page	011893 / 000328
Instrument Date	Oct 1, 2015
Transaction Type	Foreclosure
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,367 (+4.77%)	$329,900 (+14.31%) Land $105,000 Building $224,900
2025	$5,356.00 (+15.61%)	$288,600 (+14.13%) Land $75,000 Building $213,600	$288,600 (-) Land $75,000 Building $213,600
2023	$4,633.00	$252,867	$288,600 Land $75,000 Building $213,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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