119 W 14th St, Frederick, MD 21701 Property Records

Frederick County property record for 119 W 14th St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,612 sqft · built 1950
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Dec 2014)
Tax Bill$5,458 (2024)
Deeds & MortgagesDec 2021 Line of Credit
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN02-023601

Property Details

APN / Parcel Number

Primary APN02-023601
Alternative APNs
  • 2023601
  • 023601

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,612 sqft Living Area
1st Floor Area1,192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number023601
Street Address119 W 14TH ST
CityFREDERICK
StateMD
Zip21701-4415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLS 20 21 B I 50X150 119 W 14TH ST FREDERICK
Legal SubdivisionFREDERICK
Legal BlockI
Legal Lot Number20
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1003
Census Tract750801

Owner

Source: Frederick County records · APN 02-023601

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address119 W 14TH ST, FREDERICK, MD 21701-4415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Line of Credit
WOODSBORO BANK
Jun 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2014 · Amount on Record
Deed SaleDec 02, 2014 · Amount on Record
Prior SaleAug 15, 1986 · Amount on Record
Deed Book / Page10304 / 151
Prior Transfer DateMay 30, 2013
Prior Transfer Doc0095700174
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address119 W 14TH ST, FREDERICK, MD 21701-4415
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 W 14TH ST, FREDERICK, MD 21701-4415

Mortgage

Document Number0155740157
DateDec 15, 2021
Book Page15574/157
Lender
NameWOODSBORO BANK
TypeBank
AddressWOODSBORO, MD 21798
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address119 W 14TH ST, FREDERICK, MD 21701-4415
Document Number0130430272
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedJul 03, 2019
Title CompanyLAKESIDE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address119 W 14TH ST FREDERICK MD 217014415, FREDERICK, MD 21701-4415

Mortgage

Document Number0130430272
DateJun 21, 2019
Book Page013043/000272
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 20, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$312,900 (+12.19%) Land $103,500 Building $209,400$312,900 (-) Land $103,500 Building $209,400
2024$5,458.00 (+7%)
2023$5,101.00$278,900$312,900 Land $103,500 Building $209,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2018–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 194 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF FREDERICK
serves 54,000 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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