256 S Lyle Ave, Elgin, IL 60123 Property Records

Kane County property record for 256 S Lyle Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,382 sqft · built 1993
Lot Size0.105 acres (4,594 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (May 2016)
Tax Bill$3,909 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-22-101-043

Property Details

APN / Parcel Number

Primary APN06-22-101-043

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,382 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleSplit Level
Construction TypeFrame
Lot Area4,594 sqft (0.105 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address256 S LYLE AVE
CityELGIN
StateIL
Zip60123-5951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALTER G MCINTOSH COS FOX RIVER GARDENS LOT 26 BLOCK 2
Legal SubdivisionWALTER G MCINTOSH COS FOX RIVER GARDENS
Legal Block2
Legal Lot Number26
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3038
Census Tract851904

Owner

256 S Lyle Ave is owned and occupied by two individuals who bought it in May 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address256 S LYLE AVE, ELGIN, IL 60123-5951
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2016 · Amount on File
Deed SaleMay 20, 2016 · Amount on File
Prior SaleDec 30, 1994
Deed Document Number201624641
Prior Transfer DateApr 18, 2016
Prior Transfer Doc0000024641
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address256 S LYLE AVE, ELGIN, IL 60123-5951
Transaction TypeMortgage
Record UpdatedJul 20, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021369
DateApr 20, 2022
Instrument2022K021369
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 256 S Lyle Ave was $3,909 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,909.00 Homeowner's exemption$59,382 (+8.57%) Land $7,872 Building $51,510$178,217 (+8.57%) Land $23,625 Building $154,592
2024$54,695 Land $7,251 Building $47,444$164,151 Land $21,762 Building $142,389
2022$3,376.00 (+5.07%) Homeowner's exemption$45,056 (+6.96%) Land $5,973 Building $39,083$135,168 (+6.96%) Land $17,919 Building $117,249
2021$3,213.00 Homeowner's exemption$42,124 Land $5,584 Building $36,540$126,372 Land $16,752 Building $109,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 256 S Lyle Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 256 S Lyle Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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