240 S Lyle Ave, Elgin, IL 60123 Property Records

Kane County property record for 240 S Lyle Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1 ba · 792 sqft · built 1938
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2021)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-22-101-061`

Property Details

APN / Parcel Number

Primary APN	`06-22-101-061`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,980 sqft (0.183 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	240 S LYLE AVE
City	ELGIN
State	IL
Zip	60123-5951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALTER G MCINTOSH COS FOX RIVER GARDENS LOT 17 & 18 BLOCK 2
Legal Subdivision	WALTER G MCINTOSH COS FOX RIVER GARDENS
Legal Block	2
Legal Lot Number	17,18
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3038
Census Tract	851904

Owner

240 S Lyle Ave is owned and occupied by an individual who bought it in May 2021.

Source: Kane County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	240 S LYLE AVE, ELGIN, IL 60123-5951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Jun 8, 2005 · Amount on File
Deed Document Number	202140844
Prior Transfer Date	Apr 19, 1995
Prior Transfer Doc	0000022873
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 26, 2021
Property Address	240 S LYLE AVE, ELGIN, IL 60123-5951
Document Number	0000040844
Instrument Date	Apr 28, 2021
Instrument	2021K040844
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6N622 FAIR OKAS DRIVE, 6N622, CARLYLE, IL 62231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 S LYLE AVE, ELGIN, IL 60123-5951

Mortgage

Document Number	0000040845
Date	May 26, 2021
Instrument	2021K040845

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 240 S Lyle Ave was $3,605 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,605.00 Homeowner's exemption	$55,387 (+8.57%) Land $18,505 Building $36,882	$166,227 (+8.57%) Land $55,537 Building $110,690
2024		$51,015 Land $17,044 Building $33,971	$153,106 Land $51,152 Building $101,954
2022	$3,114.00 (+5.17%) Homeowner's exemption	$42,024 (+6.96%) Land $14,040 Building $27,984	$126,072 (+6.96%) Land $42,120 Building $83,952
2021	$2,961.00 Homeowner's exemption	$39,289 Land $13,126 Building $26,163	$117,867 Land $39,378 Building $78,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 240 S Lyle Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 240 S Lyle Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20