Black Hawk County property record for 206 S Hackett Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,560 sqft · built 1916 |
| Lot Size | 0.295 acres (12,840 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,796 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-20-227-023 |
| Primary APN | 8913-20-227-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,840 sqft (0.295 acres) |
| Lot Dimensions | 120 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 206 S HACKETT RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WATERLOO WEST PART OF NE NE SEC 20 T 89 R 13 DESC AS COM AT THE INTERS OF THE W LINE SOUTH HACKETT RD & N LINE SEC |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | UNPLATTED WATERLOO WEST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1503 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 S HACKETT RD, WATERLOO, IA 50701-1660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Balloon Mortgage VERIDIAN CREDIT UNION |
| Aug 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 10, 2026 |
| Property Address | 206 S HACKETT RD, WATERLOO, IA 50701-1660 |
| Document Number | 0000012015 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202612015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 206 S HACKETT RD, WATERLOO, IA 50701-1660 |
| Document Number | 0000012015, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202612015 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.49% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 10, 2026 |
| Property Address | 206 S HACKETT RD, WATERLOO, IA 50701-1660 |
| Document Number | 0000012014 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202612014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 206 S HACKETT RD, WATERLOO, IA 50701-1660 |
| Document Number | 0000012014, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202612014 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,796.00 Homeowner's exemption | $215,080 (+8.12%) Land $35,580 Building $179,500 | $215,080 (+8.12%) Land $35,580 Building $179,500 |
| 2024 | $3,796.00 (+13.65%) | ||
| 2023 | $198,930 (+23.63%) Land $35,580 Building $163,350 | $198,930 (+23.63%) Land $35,580 Building $163,350 | |
| 2022 | $3,340.00 Homeowner's exemption | $160,910 Land $35,580 Building $125,330 | |
| 2021 | $160,910 Land $35,580 Building $125,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, Lumen Technologies.
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