256 Ruggles St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 256 Ruggles St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1980
Lot Size	0.207 acres (9,025 sqft)
Owner	2 Individual Names on File
Last Sale	$144,350 (Mar 2021)
Tax Bill	$2,967 (2025)
Deeds & Mortgages	Aug 2023 Sale Mar 2021 Sale & Mortgage
APN	`060300 79.20-6-4`

Property Details

APN / Parcel Number

Primary APN	`060300 79.20-6-4`
Alternative APNs	`03000790200006004000` `030163605`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,025 sqft (0.207 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	672 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030163605
Street Address	256 RUGGLES ST
City	DUNKIRK
State	NY
Zip	14048-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	95 X 95 RES; OLD APN: 060300 35-2-1.2.3
Legal Block	6
Legal Lot Number	4.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3017
Census Tract	35400

Owner

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	256 RUGGLES ST, DUNKIRK, NY 14048-3054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer
Mar 26, 2021	Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	May 18, 1998 · Amount on Record
Deed Document Number	20212655
Transfer Doc	DE2023005031
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Aug 11, 2023
Property Address	256 RUGGLES ST, DUNKIRK, NY 14048-3054
Document Number	DE2023005031
Instrument	DE2023005031
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	256 RUGGLES ST, DUNKIRK, NY 14048-3054

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Mar 26, 2021
Property Address	256 RUGGLES ST, DUNKIRK, NY 14048-3054
Document Number	DE2021002655
Instrument Date	Mar 26, 2021
Instrument	DE2021002655
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 SAHLE PL # 6, 6, FREDONIA, NY 14063-1339

Mortgage

Document Number	MT2021001968
Date	Mar 26, 2021
Instrument	MT2021001968

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,967.00	$73,700 (+6.04%) Land $6,100 Building $67,600	$167,500 (+32.55%) Land $13,864 Building $153,636
2023		$69,500 (-) Land $4,200 Building $65,300	$126,364 (+14.55%) Land $7,636 Building $118,728
2022	Additional exemption filed	$69,500 Land $4,200 Building $65,300	$110,317 Land $6,667 Building $103,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

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