238 Ruggles St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 238 Ruggles St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,184 sqft · built 1959
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jul 2017)
Tax Bill	$2,184 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Sale
APN	`060300 79.20-7-15`

Property Details

APN / Parcel Number

Primary APN	`060300 79.20-7-15`
Alternative APNs	`03000790200007015000` `030163530`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	95 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	184 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030163530
Street Address	238 RUGGLES ST
City	DUNKIRK
State	NY
Zip	14048-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	INCLUDES 35-1-15 100 X 95 RES; OLD APN: 060300 35-1-14.2
Legal Block	7
Legal Lot Number	15.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3015
Census Tract	35400

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	238 RUGGLES ST, DUNKIRK, NY 14048-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2017	Deed of Trust, Mortgage GREATER WOODLAWN FEDERAL CREDIT UNION
Jul 7, 2017	Executor's Deed, Transfer NOT AVAILABLE, NEIL ROBINSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Oct 19, 2005 · Amount on Record
Deed Book / Page	2017 / 4187
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	238 RUGGLES ST, DUNKIRK, NY 14048-3014
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, MT2017003044
Date	Jul 7, 2017
Instrument	MT2017003044

Lender

Name	GREATER WOODLAWN FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2047

July 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jul 7, 2017
Property Address	238 RUGGLES ST, DUNKIRK, NY 14048-3014
Document Number	0000002017/0000004187
Book / Page	0000002017 / 0000004187
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, NEIL ROBINSON

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 RUGGLES ST, DUNKIRK, NY 14048-3014

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,184.00 (+3.36%)
2025	$2,113.00	$52,500 (-) Land $4,300 Building $48,200	$119,318 (+25%) Land $9,773 Building $109,545
2023		$52,500 (-) Land $4,300 Building $48,200	$95,455 (+14.55%) Land $7,818 Building $87,637
2022	Additional exemption filed	$52,500 Land $4,300 Building $48,200	$83,333 Land $6,825 Building $76,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

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